3 minutes
3 minutes
3 minutes
3 minutes
to read
to read
to read
to read
Wednesday 7 July 2021
Wednesday 7 July 2021
Wednesday 7 July 2021
Wednesday 7 July 2021
Are you a homeowner looking to remortgage and secure better rates? Or are you planning to purchase a new home and want the best mortgage deal? At Barrett Mortgages, we’re here to help. Our expert advisors compare products from a wide range of lenders to find the ideal mortgage tailored to your individual circumstances. Whether you're remortgaging or purchasing, we aim to make the process smooth, hassle-free, and cost-effective.
The Benefits of Remortgaging
Remortgaging can offer substantial savings by helping you secure a lower interest rate or release equity from your home. However, there are key factors to consider before making a decision:
Early Exit Fees: Exiting your current mortgage early might incur costs, so compare these with potential savings from a new deal.
Standard Variable Rate (SVR): Staying on your current lender's SVR may be more cost-effective if the costs of remortgaging outweigh the savings.
Existing Lender Options: Many lenders offer competitive rates to retain existing customers, so check these before considering external options.
Why Remortgage with a New Lender?
If you’ve been paying off your mortgage for several years, you’ve likely built up equity in your home. Additionally, rising property values can increase this equity further. When remortgaging:
A lower loan-to-value (LTV) ratio can qualify you for better rates than when you first bought your home.
Competitive rates offered by new lenders actively seeking customers may provide significant savings.
The golden rule is to calculate all associated costs and compare them to the potential savings. If the savings outweigh the costs, remortgaging with a new lender may be your best option.
Why Choose Barrett Mortgages?
Founded in 2009 by Darren Barrett during one of the most challenging periods for the housing market, Barrett Mortgages has built a reputation for providing honest, upfront, and specialist mortgage advice. Here’s why our clients trust us:
Experienced Advisors: Our staff are fully qualified and dedicated to delivering the best experience for every customer.
Tailored Solutions: We search the market to find the right mortgage for your unique financial situation.
No Pushy Sales Tactics: We prioritise your needs, offering clear and trustworthy advice without pressure.
Strong Reputation: Our success is built on referrals from satisfied clients, reflecting the quality of our service.
Save Money with Expert Mortgage Advice
Securing the best mortgage rate can save you thousands over the term of your loan. Our team will help you:
Compare rates across the market.
Understand the costs and benefits of remortgaging.
Navigate the process from enquiry to completion, ensuring a stress-free experience.
Get in Touch Today
If you’re ready to save money on your mortgage or want expert advice on remortgaging or purchasing a new home, contact Barrett Mortgages today. Our team is here to help you find the best mortgage rates and achieve your financial goals with confidence. Let us make your mortgage journey as seamless as possible!
Are you a homeowner looking to remortgage and secure better rates? Or are you planning to purchase a new home and want the best mortgage deal? At Barrett Mortgages, we’re here to help. Our expert advisors compare products from a wide range of lenders to find the ideal mortgage tailored to your individual circumstances. Whether you're remortgaging or purchasing, we aim to make the process smooth, hassle-free, and cost-effective.
The Benefits of Remortgaging
Remortgaging can offer substantial savings by helping you secure a lower interest rate or release equity from your home. However, there are key factors to consider before making a decision:
Early Exit Fees: Exiting your current mortgage early might incur costs, so compare these with potential savings from a new deal.
Standard Variable Rate (SVR): Staying on your current lender's SVR may be more cost-effective if the costs of remortgaging outweigh the savings.
Existing Lender Options: Many lenders offer competitive rates to retain existing customers, so check these before considering external options.
Why Remortgage with a New Lender?
If you’ve been paying off your mortgage for several years, you’ve likely built up equity in your home. Additionally, rising property values can increase this equity further. When remortgaging:
A lower loan-to-value (LTV) ratio can qualify you for better rates than when you first bought your home.
Competitive rates offered by new lenders actively seeking customers may provide significant savings.
The golden rule is to calculate all associated costs and compare them to the potential savings. If the savings outweigh the costs, remortgaging with a new lender may be your best option.
Why Choose Barrett Mortgages?
Founded in 2009 by Darren Barrett during one of the most challenging periods for the housing market, Barrett Mortgages has built a reputation for providing honest, upfront, and specialist mortgage advice. Here’s why our clients trust us:
Experienced Advisors: Our staff are fully qualified and dedicated to delivering the best experience for every customer.
Tailored Solutions: We search the market to find the right mortgage for your unique financial situation.
No Pushy Sales Tactics: We prioritise your needs, offering clear and trustworthy advice without pressure.
Strong Reputation: Our success is built on referrals from satisfied clients, reflecting the quality of our service.
Save Money with Expert Mortgage Advice
Securing the best mortgage rate can save you thousands over the term of your loan. Our team will help you:
Compare rates across the market.
Understand the costs and benefits of remortgaging.
Navigate the process from enquiry to completion, ensuring a stress-free experience.
Get in Touch Today
If you’re ready to save money on your mortgage or want expert advice on remortgaging or purchasing a new home, contact Barrett Mortgages today. Our team is here to help you find the best mortgage rates and achieve your financial goals with confidence. Let us make your mortgage journey as seamless as possible!
