Our expertise helps you achieve your buy-to-let goals
Let us guide you through your buy-to-let journey. Whether you’re starting with a simple let-to-buy, purchasing through your limited company, or expanding your portfolio, we’ve helped clients with everything from their first investment studio flat to building entire blocks of flats. With our expertise, we’re confident we can save you money, time, and stress.
Buy To Let
Our services: simplifying your mortgage journey
Buy-to-let lending works differently to a residential mortgage, and the details decide whether a deal stacks up. Lenders test the rent against the mortgage at a stressed rate, and how you hold the property — in your own name or through a limited company — changes both the products available to you and the tax position. Let our expert advisors guide you through it, from working out what the rent will support to structuring the purchase properly, so your investment starts on the right footing.
Buy-to-let is not suitable for
If you intend to live in the property, rent to immediate family, or use it as a personal holiday home. It’s strictly for investment purposes, requiring tenants to be unrelated and no owner occupancy upon completion.
Learn moreBuy To Let
Mortgage solutions tailored to every circumstance
At Barrett Mortgages, we understand that everyone’s financial situation and goals are unique. That’s why we offer bespoke mortgage solutions designed to suit your individual needs.
Buy-to-let purchase
Looking to invest in a rental property? A buy-to-let purchase is perfect for landlords or investors planning to let properties to tenants. Whether it’s your first investment or you’re expanding your portfolio, we’re here to support you every step of the way.
Learn moreBuy-to-let remortgage
Remortgaging your buy-to-let can be the perfect time to strengthen your investment, reduce payments, save money, or raise capital for further growth. Here are some key reasons why remortgaging your buy-to-let could be the right move for you.
Learn moreHoliday-let mortgage
Investing in holiday lets is a great way to diversify your portfolio, generate higher rental income, or make the most of a property in a prime holiday location. With the right mortgage, you can maximise returns and take advantage of the growing short-term let market.
Learn moreBuying out a co-owner
If you need to buy out an ex-partner or co-owner but can’t afford it alone, we can help. With the right mortgage options, you could take full ownership and stay in the home you love.
Learn moreAs a freelance musician with complex employment contracts, securing a competitive remortgage was tougher than I expected. Barrett Mortgages made it seamless and got me a better rate than I’d hoped for. I highly recommend them!
Why choose Barrett Mortgages?
Mortgage Solutions Tailored To You
At Barrett Mortgages we specialise in finding a mortgage solution that suits you, your circumstances and your lifestyle. We utilise our years of expertise and work with you to find you the right mortgage.
Flexible Finance Options
We understand that finances look different for everyone, so we are committed to helping you find a finance option that empowers you.
Full Support
Our experienced advisors will support you until the acquisition is complete, ensuring that you are fully informed throughout the process. Never hesitate to give us a call!
Chat with a Specialist
Who will guide you through the qualification process. During our initial consultation, we aim to provide an idea of your maximum loan amount, monthly payments, and associated costs where possible, while answering any questions you may have.
Schedule a callbackFind your solution
Once we have found your solution one of our dedicated advisors will compare all suitable products and prepare your mortgage application. We’ll then handle the submission and work towards securing your formal mortgage offer.
Get my mortgage planTurn Your Dream into Reality
We’ll make the final steps as smooth as possible, coordinating with lenders to ensure a seamless process—ready for you to get the confirmation to your new venture!
Get startedTried, Tested & Trusted by YOU
Can'T Thank Enough
Can't thank Barrett Mortgages enough! Especially Ben Jaques who went above and beyond getting me a buy to let mortgage for a flat in London. He was professional, prompt with emails and phone calls and generally knows his stuff! When the going got tough he battled through and took control, which was great because I knew nothing! He got me a great deal, I am very happy. Thank You Ben!
Great Service From Ben
Great service from Ben at Barrett Mortgages. He had to put up with failed sales, constantly changing details and badgering from a new build company. Despite that, he kept me constantly informed and got me a deal that I wouldn't have sniffed out doing it myself. Definitely worth the money and helped take some of the stress out of the removal process. Many thanks.
Ben Jacques Was Fab
Ben Jacques from Barrett Mortgages gave a really excellent service as a mortgage broker on a first-time flat purchase. Really communicative, knowledgeable, proactive, personable and patient on an exceptionally long and frustrating purchase. Can't fault any aspect of the service. Would definitely recommend highly and use again. Thank you!
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Recommended Company Structure for Optimal Buy-to-Let Lending
To maximise access to the widest range of limited company buy-to-let lenders, we recommend structuring your company in line with the following best practices.
Buy-To-LetBUY-TO-LET PURCHASE
What is a Buy-to-Let Mortgage?
Buy-To-LetHOLIDAY-LET MORTGAGES
Holiday Lets: A Detailed Overview
Click. Chat. Complete!
Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.