Legal

Terms of Use

Terms of Use

Terms of Use

Last Updated:

Last Updated:

Tuesday 7 January 2025

Tuesday 7 January 2025

Barrett Mortgages is a platform designed to assist individuals and families in finding the best mortgages and financial service products. Our goal is to help you save money on interest costs compared to other available alternatives.

Barrett Mortgages is a company registered in England and Wales. We are authorised and regulated by the Financial Conduct Authority.

The following terms govern your use of the Barrett Mortgages website.

Illustrative Tools and Calculators

The calculators and tools provided on this website are for illustrative purposes only. Results generated by these tools depend on the accuracy of the information entered. If incorrect or misleading data is input, the outputs may not be accurate.
We strongly recommend verifying all results with one of our advisors.

Copyright and Usage Restrictions

All information, data, and copyrighted material available on this website are the sole property of Barrett Mortgages.
Prohibited Actions Include:

  • Reproducing, distributing, or modifying website content without prior written consent.

  • Using materials for any commercial purposes without permission.

Legal action may be taken against unauthorised use.

UK Residents Only

This website is intended for use exclusively by individuals residing in the United Kingdom.

  • The website is governed by UK laws.

  • Any disputes arising from its use will be subject to the jurisdiction of UK courts.

Accuracy and Validity of Information

While Barrett Mortgages strives to ensure that all website information is accurate and up-to-date, it is provided on an "as is" basis.

  • Barrett Mortgages does not accept liability for any errors, omissions, or outdated information.

  • If you are uncertain about any information, please contact us for verification.

Website Availability

We aim to maintain continuous access to our website. However, temporary suspensions may occur for:

  • Routine maintenance.

  • Emergency updates.

While we strive to minimise disruption, Barrett Mortgages accepts no liability for website unavailability during these periods.

Marketing Communications

We may contact you with updates about our services. With your consent, we may also send information about special offers or promotions.

  • Privacy Assurance: Your details will not be shared with third parties outside of Barrett Mortgages.

  • Communications may include emails, phone calls, or other electronic messaging.

  • To opt out, contact us directly, and we will update your preferences.

Security

Barrett Mortgages employs industry-standard security measures to protect your personal information.

  • Data transmission is encrypted using Secure Socket Layer (SSL) technology.

  • Stored information is safeguarded to the best of our ability.

Your Responsibilities:

  • Keep your passwords and login credentials confidential.

  • Ensure your devices are virus-protected.

Barrett Mortgages accepts no liability for losses resulting from:

  • Unauthorised access due to user negligence.

  • Viruses or malware acquired while accessing our site.

If you receive any unsolicited requests for account details or passwords, treat them with caution and notify us immediately.

Permitted Use

You are permitted to use this website for private, non-commercial purposes, including:

  • Viewing content.

  • Using available tools.

  • Creating financial plans.

  • Booking appointments.

Prohibited Actions Include:

  • Using automated systems or software to extract data without prior written consent from Barrett Mortgages.

Notification of Changes

We may update these terms periodically to reflect changes in our practices or policies.

  • Material Changes: You will be notified via email or through a notice on the website.

  • We encourage users to review this page regularly to remain informed.

Contact Information

If you have questions, comments, or concerns about the website or believe any information is inaccurate, please contact us at:

Barrett Mortgages
Address: 84 Ashley Road, Poole, Dorset, BH14 9EP
Email: enquires@barrettmortgages.com

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).