BarrettMortgages

How We Are Saving People Money Through Remortgaging

Your mortgage is often the biggest expense you pay each month. Let us show you how we can save you money on your remortgage—whether it’s raising capital to pay off debts, funding home improvements, or simply securing a better deal, we’ll help you save money every step of the way.

Remortgage

Our services: simplifying your mortgage journey

Many people aren’t aware of the numerous options and actions they can take to save money when remortgaging. With your mortgage often being the largest monthly household expense, securing the best available product is essential. Let our expert advisors guide you through the process, helping you explore opportunities to reduce costs, raise capital, or improve your financial flexibility, all while ensuring you make the most of your mortgage.

You should consider remortgaging if:

Your current mortgage deal is about to end, and you want to avoid paying the lender’s standard variable rate. You’re looking to raise capital for home improvements, debt consolidation, or other significant expenses.

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You may not need to remortgage if:

You’re already on a competitive fixed or tracker rate and won’t benefit from switching. The fees and costs of remortgaging outweigh the potential savings or benefits.

Other Options

Remortgage

What type of remortgage are you looking for?

There are plenty of reasons to remortgage, and we’ve highlighted some of the most popular ones below. However, we know that everyone’s circumstances are different, so contact us today to explore the best options for you.

A couple at a kitchen table going through paperwork beside a laptop.
01

Standard remortgage

Read our tips below on how we can save you money by proactively setting up your remortgage early. Our team will handle the entire process and offer a few simple ways to ensure you get the right product.

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02

Product transfer

A product switch is often the easiest option, but is it the best? Barrett Mortgages advisors help you weigh the pros and cons to ensure you’re making the right choice—and saving money.

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03

Debt consolidation

If you want to reduce your monthly outgoings or clear a second charge, a debt consolidation remortgage could be an option. Here are some key things to consider before making a decision.

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04

Buying out a co-owner

If you need to buy out an ex-partner or co-owner but can’t afford it alone, we can help. With the right mortgage options, you could take full ownership and stay in the home you love.

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As a freelance musician with complex employment contracts, securing a competitive remortgage was tougher than I expected. Barrett Mortgages made it seamless and got me a better rate than I’d hoped for. I highly recommend them!
J Burke - London - Freelance Musician

Why choose Barrett Mortgages?

Mortgage Solutions Tailored To You

At Barrett Mortgages we specialise in finding a mortgage solution that suits you, your circumstances and your lifestyle. We utilise our years of expertise and work with you to find you the right mortgage.

Flexible Finance Options

We understand that finances look different for everyone, so we are committed to helping you find a finance option that empowers you.

Full Support

Our experienced advisors will support you until the acquisition is complete, ensuring that you are fully informed throughout the process. Never hesitate to give us a call!

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Step 1

Chat with a Specialist

Who will guide you through the qualification process. During our initial consultation, we aim to provide an idea of your maximum loan amount, monthly payments, and associated costs where possible, while answering any questions you may have.

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Step 2

Find your solution

Once we have found your solution one of our dedicated advisors will compare all suitable products and prepare your mortgage application. We’ll then handle the submission and work towards securing your formal mortgage offer.

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Step 3

Turn Your Dream into Reality

We’ll make the final steps as smooth as possible, coordinating with lenders to ensure a seamless process—ready for you to get the confirmation to your new venture!

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Tried, Tested & Trusted by YOU

5.0160+ Google reviews

Melissa Was So Helpful

We used Melissa for our first mortgage and she was so helpful. She really explained everything so we could understand the process and get the right mortgage for us. We will be going to Melissa again when we are ready to buy our next home. Thank you.

Gabrielle Johnson View on Google

Great And Competitive

Barrett mortgages were recommended to me by a colleague a few years ago and Beth has helped with numerous remortgages ever since. Beth always provides a range of competitive mortgage deals and the process is always so speedy and efficient. I would definitely recommend Beth & Barrett mortgages to anyone requiring these services.

Sophie Haniff View on Google

Melissa Helped So Much

Melissa helped my wife and I secure a mortgage for our first home. Fantastic help through a rather daunting process. Melissa put up with a lot from us as we had no idea what we wanted and what was possible. She was an excellent guide through the process and followed up at renewal time. We were best to stay put this renewal but definitely be back again come the next one. Fantastic service and thoroughly recommended!

Alex Kee View on Google

Click. Chat. Complete!

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.