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Wednesday 19 August 2020
Wednesday 19 August 2020
Wednesday 19 August 2020
Wednesday 19 August 2020
At Barrett Mortgages, we are dedicated to helping you find the most cost-effective mortgage solutions tailored to your needs. Whether you are purchasing your first home or looking to remortgage, our expert advisors will guide you through the process and make it as stress-free as possible.
Why Choose Barrett Mortgages?
Market Expertise: We search the entire market to find the best mortgage products for your unique situation.
Personalised Support: You’ll work with the same advisor throughout the process, ensuring a seamless and personalised experience.
Stress-Free Process: We handle all the paperwork so you can focus on preparing for your new home or financial goals.
No matter what type of mortgage you’re seeking, we are here to help you every step of the way.
Tips for First-Time Buyers
If you’re buying your first home, here are a few essential tips to get started:
1. Save for a Larger Deposit
A bigger deposit is a game-changer:
Lender Confidence: Lenders view a larger deposit as added protection against potential challenges, such as periods of unemployment or reduced income.
Lower Monthly Payments: A bigger deposit means borrowing less, reducing your monthly repayments.
Less Interest: Over the life of the mortgage, you’ll pay less interest, saving you money in the long term.
2. Explore Government Help-to-Buy Schemes
The government offers schemes that can reduce the size of your mortgage and ensure a portion of it is insured. These schemes may allow you to:
Put down a smaller deposit.
Secure a more manageable mortgage.
3. Budget for Additional Costs
When moving into a new home, don’t forget about:
Stamp Duty: Depending on the property price, this may apply.
Solicitor and Surveyor Fees: Essential for legal and structural checks.
Moving Costs: These can vary based on distance, the size of your move, and other factors.
Unforeseen Expenses: Setting aside a budget for unexpected repairs or improvements is always a good idea.
Contact Us Today
If you’re looking to secure the best mortgage rates in Wareham, get in touch with Barrett Mortgages today. Our dedicated advisors are ready to assist you in finding the perfect solution for your needs, ensuring a smooth and stress-free experience.
At Barrett Mortgages, we are dedicated to helping you find the most cost-effective mortgage solutions tailored to your needs. Whether you are purchasing your first home or looking to remortgage, our expert advisors will guide you through the process and make it as stress-free as possible.
Why Choose Barrett Mortgages?
Market Expertise: We search the entire market to find the best mortgage products for your unique situation.
Personalised Support: You’ll work with the same advisor throughout the process, ensuring a seamless and personalised experience.
Stress-Free Process: We handle all the paperwork so you can focus on preparing for your new home or financial goals.
No matter what type of mortgage you’re seeking, we are here to help you every step of the way.
Tips for First-Time Buyers
If you’re buying your first home, here are a few essential tips to get started:
1. Save for a Larger Deposit
A bigger deposit is a game-changer:
Lender Confidence: Lenders view a larger deposit as added protection against potential challenges, such as periods of unemployment or reduced income.
Lower Monthly Payments: A bigger deposit means borrowing less, reducing your monthly repayments.
Less Interest: Over the life of the mortgage, you’ll pay less interest, saving you money in the long term.
2. Explore Government Help-to-Buy Schemes
The government offers schemes that can reduce the size of your mortgage and ensure a portion of it is insured. These schemes may allow you to:
Put down a smaller deposit.
Secure a more manageable mortgage.
3. Budget for Additional Costs
When moving into a new home, don’t forget about:
Stamp Duty: Depending on the property price, this may apply.
Solicitor and Surveyor Fees: Essential for legal and structural checks.
Moving Costs: These can vary based on distance, the size of your move, and other factors.
Unforeseen Expenses: Setting aside a budget for unexpected repairs or improvements is always a good idea.
Contact Us Today
If you’re looking to secure the best mortgage rates in Wareham, get in touch with Barrett Mortgages today. Our dedicated advisors are ready to assist you in finding the perfect solution for your needs, ensuring a smooth and stress-free experience.