Buying A Home

EXPERT MORTGAGE SOLUTIONS FOR YOUR NEXT HOME MOVE

EXPERT MORTGAGE SOLUTIONS FOR YOUR NEXT HOME MOVE

EXPERT MORTGAGE SOLUTIONS FOR YOUR NEXT HOME MOVE

EXPERT MORTGAGE SOLUTIONS FOR YOUR NEXT HOME MOVE

MOVING HOME: TAILORED MORTGAGE SUPPORT FOR HOME MOVERS

MOVING HOME: TAILORED MORTGAGE SUPPORT FOR HOME MOVERS

MOVING HOME: TAILORED MORTGAGE SUPPORT FOR HOME MOVERS

4 minutes

4 minutes

4 minutes

4 minutes

to read

to read

to read

to read

Saturday 21 December 2024

Saturday 21 December 2024

Saturday 21 December 2024

Saturday 21 December 2024



At Barrett Mortgages, we’re not just a professional Finance Broker; we’re your trusted partner in navigating the complexities of moving home. Based in Poole and Bournemouth, Dorset, we specialise in offering tailored solutions for a wide range of financial needs. While our offices are located in Poole and Bournemouth, we provide services across the entire UK, mostly via telephone, ensuring accessibility and convenience. Our offerings include mortgages for home movers, buy-to-let investors, remortgaging, and insurance products. We’re here to help you at every stage of your property journey.

Making Moving Home Easier

Moving home is often a significant life milestone and can come with its fair share of challenges. At Barrett Mortgages, we understand that selling one property while buying another involves additional complexities, such as managing a chain of transactions. Our mission is to guide you through the process with clarity and support, ensuring your experience is as smooth as possible.

A Personal Touch in a Competitive Industry

Founded in 2009 by Darren Barrett, Barrett Mortgages was created to provide a clear, honest, and upfront service in an industry often dominated by high-pressure sales tactics. Our personalised approach has helped us thrive, even in challenging market conditions, by providing our clients with individualised advice and expert guidance tailored to their unique circumstances.

What Sets Us Apart for Home Movers

Our team at Barrett Mortgages has an abundance of experience, with brokers working together to ensure clients receive the best possible advice and end up with the most suitable product, saving you money. We share a commitment to making your moving journey seamless and stress-free. We’ve built a strong reputation for:

  • Trustworthiness: We prioritise transparency and integrity in every interaction.

  • Tailored Service: We take the time to understand your situation and craft personalised advice.

  • Guidance Through Complexity: Whether it’s managing a property chain or dealing with additional costs, we’re here to navigate the details with you.

Breaking the Chain and Managing Timelines

One of the biggest challenges for home movers is managing a property chain. Longer chains can lead to delays, increased stress, and the risk of transactions falling through. We work closely with you to explore options such as breaking the chain by moving into temporary accommodation if necessary, ensuring smoother transitions and faster results.

Timelines for moving home can vary widely. While a standard transaction might take three to four months, factors like property searches, surveys, and legal processes can impact the timeframe. Setting realistic goals and maintaining open communication with all parties are essential, and we’re here to facilitate that dialogue.

Helping You Navigate Additional Costs and Industry Jargon

We know that moving involves more than just securing a mortgage. Our team explains the additional costs involved—from legal fees to surveys and removal services—so you can plan your budget effectively. We’re also here to demystify the jargon used by solicitors, surveyors, and estate agents, ensuring you feel confident throughout the process.

Forward-Thinking Advice for Home Movers

Thanks to our years of experience, we know it’s not just about finding the right mortgage now—it’s about preparing for the future. Whether you’re considering options like overpaying your mortgage or planning for potential career or lifestyle changes, our advisors will tailor recommendations to suit your long-term goals.

Tips for a Smoother Move

From years of helping clients and moving homes ourselves, here are some practical tips:

  • Be Organised: Have all necessary documents, such as ID and proof of income, ready early in the process.

  • Act Quickly: Respond to requests and complete paperwork promptly to avoid delays.

  • Plan for Moving Day: Consider hiring a removal company to handle logistics, especially if timelines are tight.

  • Communicate Openly: Keep all parties, including your solicitor and estate agent, informed to minimise misunderstandings.

Why Choose Barrett Mortgages for Your Move?

At Barrett Mortgages, our focus is on simplifying your move and giving you the confidence to make informed decisions. Whether it’s finding the right mortgage, managing a property chain, or understanding your options, we’re here to help.

If you’re planning your next move, contact us today to find out how we can support you. Together, we’ll make your home move as seamless and rewarding as possible.

Written by Darren Barrett, Company Director



At Barrett Mortgages, we’re not just a professional Finance Broker; we’re your trusted partner in navigating the complexities of moving home. Based in Poole and Bournemouth, Dorset, we specialise in offering tailored solutions for a wide range of financial needs. While our offices are located in Poole and Bournemouth, we provide services across the entire UK, mostly via telephone, ensuring accessibility and convenience. Our offerings include mortgages for home movers, buy-to-let investors, remortgaging, and insurance products. We’re here to help you at every stage of your property journey.

Making Moving Home Easier

Moving home is often a significant life milestone and can come with its fair share of challenges. At Barrett Mortgages, we understand that selling one property while buying another involves additional complexities, such as managing a chain of transactions. Our mission is to guide you through the process with clarity and support, ensuring your experience is as smooth as possible.

A Personal Touch in a Competitive Industry

Founded in 2009 by Darren Barrett, Barrett Mortgages was created to provide a clear, honest, and upfront service in an industry often dominated by high-pressure sales tactics. Our personalised approach has helped us thrive, even in challenging market conditions, by providing our clients with individualised advice and expert guidance tailored to their unique circumstances.

What Sets Us Apart for Home Movers

Our team at Barrett Mortgages has an abundance of experience, with brokers working together to ensure clients receive the best possible advice and end up with the most suitable product, saving you money. We share a commitment to making your moving journey seamless and stress-free. We’ve built a strong reputation for:

  • Trustworthiness: We prioritise transparency and integrity in every interaction.

  • Tailored Service: We take the time to understand your situation and craft personalised advice.

  • Guidance Through Complexity: Whether it’s managing a property chain or dealing with additional costs, we’re here to navigate the details with you.

Breaking the Chain and Managing Timelines

One of the biggest challenges for home movers is managing a property chain. Longer chains can lead to delays, increased stress, and the risk of transactions falling through. We work closely with you to explore options such as breaking the chain by moving into temporary accommodation if necessary, ensuring smoother transitions and faster results.

Timelines for moving home can vary widely. While a standard transaction might take three to four months, factors like property searches, surveys, and legal processes can impact the timeframe. Setting realistic goals and maintaining open communication with all parties are essential, and we’re here to facilitate that dialogue.

Helping You Navigate Additional Costs and Industry Jargon

We know that moving involves more than just securing a mortgage. Our team explains the additional costs involved—from legal fees to surveys and removal services—so you can plan your budget effectively. We’re also here to demystify the jargon used by solicitors, surveyors, and estate agents, ensuring you feel confident throughout the process.

Forward-Thinking Advice for Home Movers

Thanks to our years of experience, we know it’s not just about finding the right mortgage now—it’s about preparing for the future. Whether you’re considering options like overpaying your mortgage or planning for potential career or lifestyle changes, our advisors will tailor recommendations to suit your long-term goals.

Tips for a Smoother Move

From years of helping clients and moving homes ourselves, here are some practical tips:

  • Be Organised: Have all necessary documents, such as ID and proof of income, ready early in the process.

  • Act Quickly: Respond to requests and complete paperwork promptly to avoid delays.

  • Plan for Moving Day: Consider hiring a removal company to handle logistics, especially if timelines are tight.

  • Communicate Openly: Keep all parties, including your solicitor and estate agent, informed to minimise misunderstandings.

Why Choose Barrett Mortgages for Your Move?

At Barrett Mortgages, our focus is on simplifying your move and giving you the confidence to make informed decisions. Whether it’s finding the right mortgage, managing a property chain, or understanding your options, we’re here to help.

If you’re planning your next move, contact us today to find out how we can support you. Together, we’ll make your home move as seamless and rewarding as possible.

Written by Darren Barrett, Company Director

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).