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Wednesday 7 April 2021
Wednesday 7 April 2021
Wednesday 7 April 2021
Wednesday 7 April 2021
At Barrett Mortgages, we understand the challenges of navigating the mortgage market. Whether you’re a first-time buyer, self-employed, or looking for a buy-to-let mortgage, we are here to help. As a professional finance broker with offices in Poole, Dorset, we specialise in providing personalised, trustworthy, and straightforward advice tailored to your needs.
Why Choose Barrett Mortgages?
Founded by Darren Barrett in 2009 during some of the industry’s toughest market conditions, Barrett Mortgages was created to offer a clear and honest alternative to the high-pressure tactics of large corporate brokers. Our success is built on:
Experienced Team: Fully qualified and chosen for their commitment to providing exceptional customer service.
Personal Approach: We promise no pushy sales tactics, focusing instead on tailored solutions.
Strong Reputation: Our business thrives on referrals, reflecting our dedication to client satisfaction.
Tips for First-Time Buyers
Getting onto the property ladder is an exciting milestone but can feel overwhelming with conflicting advice. Here’s how we can help:
Understand Your Finances:
We’ll help you determine how much you can borrow and provide a clear breakdown of the costs involved.
Obtaining an agreement in principle will position you as a qualified purchaser, making you more appealing to estate agents and sellers.
Save for a Bigger Deposit:
Aim for at least 5-10% of the property value—or more if possible. A larger deposit increases your chances of mortgage approval and reduces the lender’s risk.
A bigger deposit means smaller monthly repayments and lower overall costs.
Budget for Additional Costs:
Include moving costs, stamp duty, and solicitor and surveyor fees in your budget.
Set aside funds for unforeseen expenses to avoid surprises.
Buy-to-Let Mortgage Solutions
For those interested in investing in rental properties, our buy-to-let mortgage service offers tailored advice to help you achieve your goals:
Market Opportunity: With many landlords leaving the market in 2008, there’s now room for serious investors to thrive.
Maximise Income: Our advisors will help you secure a mortgage product that minimises costs and maximises rental income.
Build a Portfolio: Whether you’re making a one-time investment or aiming to build a property portfolio, we’ll guide you to the right solutions.
Key Features of Buy-to-Let Mortgages:
Higher Interest Rates: Buy-to-let mortgages often come with higher rates, reflecting their specialised nature.
Larger Deposits: Lenders expect a significant down payment, showing you’re serious about your investment.
Interest-Only Options: Many buy-to-let mortgages are interest-only, reducing monthly costs and allowing the capital to be repaid when the property is sold.
How Barrett Mortgages Can Help
We are here to make the process as smooth as possible by:
Comparing products from a range of lenders to find the best deal.
Handling the paperwork and liaising with lenders on your behalf.
Offering ongoing advice and support tailored to your specific circumstances.
Get in Touch
If you’re ready to secure a mortgage that suits your needs, contact Barrett Mortgages today. Let us guide you through the process with expert advice and a personal touch.
Call: 01202 733809
Visit: Our office in Poole, Dorset.
Online: Use our contact form to get started.
Barrett Mortgages: Helping you find a mortgage broker because we are one.
At Barrett Mortgages, we understand the challenges of navigating the mortgage market. Whether you’re a first-time buyer, self-employed, or looking for a buy-to-let mortgage, we are here to help. As a professional finance broker with offices in Poole, Dorset, we specialise in providing personalised, trustworthy, and straightforward advice tailored to your needs.
Why Choose Barrett Mortgages?
Founded by Darren Barrett in 2009 during some of the industry’s toughest market conditions, Barrett Mortgages was created to offer a clear and honest alternative to the high-pressure tactics of large corporate brokers. Our success is built on:
Experienced Team: Fully qualified and chosen for their commitment to providing exceptional customer service.
Personal Approach: We promise no pushy sales tactics, focusing instead on tailored solutions.
Strong Reputation: Our business thrives on referrals, reflecting our dedication to client satisfaction.
Tips for First-Time Buyers
Getting onto the property ladder is an exciting milestone but can feel overwhelming with conflicting advice. Here’s how we can help:
Understand Your Finances:
We’ll help you determine how much you can borrow and provide a clear breakdown of the costs involved.
Obtaining an agreement in principle will position you as a qualified purchaser, making you more appealing to estate agents and sellers.
Save for a Bigger Deposit:
Aim for at least 5-10% of the property value—or more if possible. A larger deposit increases your chances of mortgage approval and reduces the lender’s risk.
A bigger deposit means smaller monthly repayments and lower overall costs.
Budget for Additional Costs:
Include moving costs, stamp duty, and solicitor and surveyor fees in your budget.
Set aside funds for unforeseen expenses to avoid surprises.
Buy-to-Let Mortgage Solutions
For those interested in investing in rental properties, our buy-to-let mortgage service offers tailored advice to help you achieve your goals:
Market Opportunity: With many landlords leaving the market in 2008, there’s now room for serious investors to thrive.
Maximise Income: Our advisors will help you secure a mortgage product that minimises costs and maximises rental income.
Build a Portfolio: Whether you’re making a one-time investment or aiming to build a property portfolio, we’ll guide you to the right solutions.
Key Features of Buy-to-Let Mortgages:
Higher Interest Rates: Buy-to-let mortgages often come with higher rates, reflecting their specialised nature.
Larger Deposits: Lenders expect a significant down payment, showing you’re serious about your investment.
Interest-Only Options: Many buy-to-let mortgages are interest-only, reducing monthly costs and allowing the capital to be repaid when the property is sold.
How Barrett Mortgages Can Help
We are here to make the process as smooth as possible by:
Comparing products from a range of lenders to find the best deal.
Handling the paperwork and liaising with lenders on your behalf.
Offering ongoing advice and support tailored to your specific circumstances.
Get in Touch
If you’re ready to secure a mortgage that suits your needs, contact Barrett Mortgages today. Let us guide you through the process with expert advice and a personal touch.
Call: 01202 733809
Visit: Our office in Poole, Dorset.
Online: Use our contact form to get started.
Barrett Mortgages: Helping you find a mortgage broker because we are one.
