Buying A Home

Finding The Right Mortgage

Finding The Right Mortgage

Finding The Right Mortgage

Finding The Right Mortgage

Find the Perfect Mortgage with Barrett Mortgages

Find the Perfect Mortgage with Barrett Mortgages

Find the Perfect Mortgage with Barrett Mortgages

3 minutes

3 minutes

3 minutes

3 minutes

to read

to read

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Monday 24 May 2021

Monday 24 May 2021

Monday 24 May 2021

Monday 24 May 2021

Are you searching for a great mortgage deal? At Barrett Mortgages, our experienced team is ready to help you find the perfect mortgage tailored to your needs. Based in Poole, Dorset, we’re a professional finance broker working with a trusted selection of reputable industry leaders.

Founded by Darren Barrett in 2009 during challenging market conditions, we’ve built our business on providing clear, trustworthy, and honest advice. Unlike large corporations, we promise no high-pressure sales tactics—our focus is on offering personalised, specialist help to make the process as smooth as possible.

First-Time Buyer Mortgages

If you’re a first-time buyer, Barrett Mortgages can provide expert guidance to help you take your first steps onto the property ladder. Our advisors will:

  • Search the market for the best mortgage deals for your circumstances.

  • Offer practical advice to make the process straightforward and hassle-free.

  • Help you secure the mortgage you need to purchase your dream home.

Remortgaging for Better Deals

Already own a home? Let our advisors help you find a better deal on your mortgage.

  • Potential Savings: Remortgaging can save you a significant amount of money.

  • Cost Considerations: We’ll evaluate the costs of setting up a new mortgage and closing your current one to ensure remortgaging is financially beneficial.

Expanding Your Property Portfolio

Looking to purchase a second property? Whether you’re investing in a buy-to-let property or expanding your portfolio, we’ve got you covered.

Key Considerations for Buy-to-Let Mortgages

  • Specialised Mortgages: A conventional mortgage cannot be used for a buy-to-let property.

  • Higher Interest Rates: Lenders focus on serious investors who can contribute a higher percentage of the property value upfront.

  • Interest-Only Options: Most buy-to-let mortgages are interest-only, meaning monthly payments cover just the interest. The loan capital can be repaid by selling the property, allowing you to retain any profits.

Why Choose Barrett Mortgages?

  • Experienced Team: Our advisors are fully qualified and dedicated to providing exceptional customer service.

  • No High-Pressure Sales Tactics: We focus on what’s best for you, not what’s best for us.

  • Reputation Built on Trust: We thrive on referrals from satisfied clients who appreciate our clear, honest, and upfront approach.

Get in Touch

Ready to find the mortgage that’s right for you? Whether you’re a first-time buyer, looking to remortgage, or planning to expand your property portfolio, Barrett Mortgages is here to help.

Contact us today to discuss your options and let us guide you toward securing the best deal for your individual needs.

Are you searching for a great mortgage deal? At Barrett Mortgages, our experienced team is ready to help you find the perfect mortgage tailored to your needs. Based in Poole, Dorset, we’re a professional finance broker working with a trusted selection of reputable industry leaders.

Founded by Darren Barrett in 2009 during challenging market conditions, we’ve built our business on providing clear, trustworthy, and honest advice. Unlike large corporations, we promise no high-pressure sales tactics—our focus is on offering personalised, specialist help to make the process as smooth as possible.

First-Time Buyer Mortgages

If you’re a first-time buyer, Barrett Mortgages can provide expert guidance to help you take your first steps onto the property ladder. Our advisors will:

  • Search the market for the best mortgage deals for your circumstances.

  • Offer practical advice to make the process straightforward and hassle-free.

  • Help you secure the mortgage you need to purchase your dream home.

Remortgaging for Better Deals

Already own a home? Let our advisors help you find a better deal on your mortgage.

  • Potential Savings: Remortgaging can save you a significant amount of money.

  • Cost Considerations: We’ll evaluate the costs of setting up a new mortgage and closing your current one to ensure remortgaging is financially beneficial.

Expanding Your Property Portfolio

Looking to purchase a second property? Whether you’re investing in a buy-to-let property or expanding your portfolio, we’ve got you covered.

Key Considerations for Buy-to-Let Mortgages

  • Specialised Mortgages: A conventional mortgage cannot be used for a buy-to-let property.

  • Higher Interest Rates: Lenders focus on serious investors who can contribute a higher percentage of the property value upfront.

  • Interest-Only Options: Most buy-to-let mortgages are interest-only, meaning monthly payments cover just the interest. The loan capital can be repaid by selling the property, allowing you to retain any profits.

Why Choose Barrett Mortgages?

  • Experienced Team: Our advisors are fully qualified and dedicated to providing exceptional customer service.

  • No High-Pressure Sales Tactics: We focus on what’s best for you, not what’s best for us.

  • Reputation Built on Trust: We thrive on referrals from satisfied clients who appreciate our clear, honest, and upfront approach.

Get in Touch

Ready to find the mortgage that’s right for you? Whether you’re a first-time buyer, looking to remortgage, or planning to expand your property portfolio, Barrett Mortgages is here to help.

Contact us today to discuss your options and let us guide you toward securing the best deal for your individual needs.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).