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Friday 17 December 2021
Friday 17 December 2021
Friday 17 December 2021
Friday 17 December 2021
Are you considering purchasing your first property? At Barrett Mortgages, we specialise in helping first-time buyers find the best mortgage product for their needs. Owning a property is a key life goal for many, but the financial side can be overwhelming. That’s why we’re here to guide you every step of the way, ensuring you are fully prepared to secure the home of your dreams.
Preparing for Your First Property Mortgage
Save for a Deposit
Saving monthly to build a substantial deposit is crucial. A larger deposit:
Reduces the size of your mortgage, making it more affordable.
Increases your chances of securing your desired mortgage.
Lowers your monthly repayments.
Reduce Outgoings
Lenders want to see that you have financial control. Avoid unnecessary spending to show lenders you’re responsible with your money.
Minimise or Eliminate Debt
Clearing your debt demonstrates that you can fully focus on your mortgage repayments. Lenders are more likely to approve applications from those with fewer financial obligations.
Budgeting for Additional Costs
When buying your first property, you’ll need to account for more than just the deposit. Consider setting aside funds for:
Stamp Duty: Some buyers may be liable depending on the property price.
Solicitor and Surveyor Fees: Essential for legal and valuation processes.
Moving Costs: Expenses can vary, so it’s best to budget for unforeseen costs, such as repairs or replacements needed after moving in.
Why Choose Barrett Mortgages?
Our Commitment to You
Professional Expertise: Fully qualified and experienced advisors ready to assist.
No Pushy Sales Tactics: Transparent, client-focused service without pressure.
Tailored Advice: Solutions personalised to your circumstances.
Trusted Reputation: Built on clear, honest, and upfront service since 2009.
At Barrett Mortgages, we’ve helped countless first-time buyers navigate the complexities of the property market. Our founder, Darren Barrett, established the company during challenging market conditions, and our dedication to individualised, specialist help has made us a trusted name in Dorset.
Get in Touch
Ready to take the next step? Contact us today to learn more about how we can help you secure your first property mortgage with ease.
📞 01202 733809
📧 enquiries@barrettmortgages.com
📍 Visit us in Poole, Dorset
Let Barrett Mortgages make your homeownership dreams a reality.
Are you considering purchasing your first property? At Barrett Mortgages, we specialise in helping first-time buyers find the best mortgage product for their needs. Owning a property is a key life goal for many, but the financial side can be overwhelming. That’s why we’re here to guide you every step of the way, ensuring you are fully prepared to secure the home of your dreams.
Preparing for Your First Property Mortgage
Save for a Deposit
Saving monthly to build a substantial deposit is crucial. A larger deposit:
Reduces the size of your mortgage, making it more affordable.
Increases your chances of securing your desired mortgage.
Lowers your monthly repayments.
Reduce Outgoings
Lenders want to see that you have financial control. Avoid unnecessary spending to show lenders you’re responsible with your money.
Minimise or Eliminate Debt
Clearing your debt demonstrates that you can fully focus on your mortgage repayments. Lenders are more likely to approve applications from those with fewer financial obligations.
Budgeting for Additional Costs
When buying your first property, you’ll need to account for more than just the deposit. Consider setting aside funds for:
Stamp Duty: Some buyers may be liable depending on the property price.
Solicitor and Surveyor Fees: Essential for legal and valuation processes.
Moving Costs: Expenses can vary, so it’s best to budget for unforeseen costs, such as repairs or replacements needed after moving in.
Why Choose Barrett Mortgages?
Our Commitment to You
Professional Expertise: Fully qualified and experienced advisors ready to assist.
No Pushy Sales Tactics: Transparent, client-focused service without pressure.
Tailored Advice: Solutions personalised to your circumstances.
Trusted Reputation: Built on clear, honest, and upfront service since 2009.
At Barrett Mortgages, we’ve helped countless first-time buyers navigate the complexities of the property market. Our founder, Darren Barrett, established the company during challenging market conditions, and our dedication to individualised, specialist help has made us a trusted name in Dorset.
Get in Touch
Ready to take the next step? Contact us today to learn more about how we can help you secure your first property mortgage with ease.
📞 01202 733809
📧 enquiries@barrettmortgages.com
📍 Visit us in Poole, Dorset
Let Barrett Mortgages make your homeownership dreams a reality.
