Buying A Home

First Time Buyer Dorset

First Time Buyer Dorset

First Time Buyer Dorset

First Time Buyer Dorset

Are You Looking to Buy Your First Home?

Are You Looking to Buy Your First Home?

Are You Looking to Buy Your First Home?

Couple Looking At Home
Couple Looking At Home
Couple Looking At Home
Couple Looking At Home

2 minutes

2 minutes

2 minutes

2 minutes

to read

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Friday 11 September 2020

Friday 11 September 2020

Friday 11 September 2020

Friday 11 September 2020

Buying your first home is a monumental step, but it can feel overwhelming with so much conflicting advice out there. At Barrett Mortgages, our experienced advisors are here to guide you through the process, ensuring your journey onto the property ladder is smooth and hassle-free.

How We Can Help You

  • Understanding Your Borrowing Power:
    We’ll help you find out how much you can borrow and provide a detailed breakdown of all the costs involved.

  • Exclusive First-Time Buyer Mortgages:
    We have access to exclusive mortgage deals that offer better products than many high street lenders.

  • Agreement in Principle:
    Our advisors can assist you in obtaining an agreement in principle, making you a qualified purchaser and a desirable buyer for estate agents and sellers.

Top Tips for First-Time Buyers

  1. Organise Your Finances:
    Ensure you have a respectable deposit saved while accounting for moving costs and unforeseen expenses.

  2. Bigger Deposits Are Better:

    • A larger deposit acts as protection for lenders, reducing their risk.

    • It increases your chances of being approved for a mortgage.

    • A bigger deposit results in smaller monthly repayments, making your mortgage more affordable in the long term.

  3. Prepare for Moving Costs:

    • Budget for stamp duty, solicitor’s fees, and surveyor’s fees.

    • Factor in the actual costs of moving, such as transportation and furnishing your new home.

Why Choose Barrett Mortgages?

  • Expert Guidance: From initial consultations to securing your mortgage, our advisors are with you every step of the way.

  • Comprehensive Market Search: We work with multiple lenders to find the best mortgage deals tailored to your needs.

  • Stress-Free Process: Our team handles all the paperwork, ensuring a seamless experience.

Ready to Take the First Step?
If you’re interested in our services or need advice on buying your first home, get in touch with us today! Let Barrett Mortgages help you turn your dream of homeownership into reality.

Buying your first home is a monumental step, but it can feel overwhelming with so much conflicting advice out there. At Barrett Mortgages, our experienced advisors are here to guide you through the process, ensuring your journey onto the property ladder is smooth and hassle-free.

How We Can Help You

  • Understanding Your Borrowing Power:
    We’ll help you find out how much you can borrow and provide a detailed breakdown of all the costs involved.

  • Exclusive First-Time Buyer Mortgages:
    We have access to exclusive mortgage deals that offer better products than many high street lenders.

  • Agreement in Principle:
    Our advisors can assist you in obtaining an agreement in principle, making you a qualified purchaser and a desirable buyer for estate agents and sellers.

Top Tips for First-Time Buyers

  1. Organise Your Finances:
    Ensure you have a respectable deposit saved while accounting for moving costs and unforeseen expenses.

  2. Bigger Deposits Are Better:

    • A larger deposit acts as protection for lenders, reducing their risk.

    • It increases your chances of being approved for a mortgage.

    • A bigger deposit results in smaller monthly repayments, making your mortgage more affordable in the long term.

  3. Prepare for Moving Costs:

    • Budget for stamp duty, solicitor’s fees, and surveyor’s fees.

    • Factor in the actual costs of moving, such as transportation and furnishing your new home.

Why Choose Barrett Mortgages?

  • Expert Guidance: From initial consultations to securing your mortgage, our advisors are with you every step of the way.

  • Comprehensive Market Search: We work with multiple lenders to find the best mortgage deals tailored to your needs.

  • Stress-Free Process: Our team handles all the paperwork, ensuring a seamless experience.

Ready to Take the First Step?
If you’re interested in our services or need advice on buying your first home, get in touch with us today! Let Barrett Mortgages help you turn your dream of homeownership into reality.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).