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Wednesday 15 July 2020
Wednesday 15 July 2020
Wednesday 15 July 2020
Wednesday 15 July 2020
Buying your first home is an exciting milestone, but it can also feel overwhelming. That’s why our dedicated advisors are here to guide you through the entire process—from the first contact to securing the keys to your new home.
What We Offer for First-Time Buyers
Comprehensive Advice: We’ll help you determine how much you can borrow and provide a detailed breakdown of all costs involved.
Exclusive Mortgage Deals: Access better rates than many high-street lenders through our exclusive first-time buyer mortgages.
Personalised Support: You’ll work with the same advisor throughout the process for consistent and reliable guidance.
Paperwork Management: Let us handle the paperwork so you can focus on preparing for your new home.
The Importance of a Larger Deposit
A larger deposit provides significant advantages when applying for a mortgage:
Improved Approval Chances: Lenders are more likely to approve your application if you present a substantial deposit.
Reduced Monthly Payments: A bigger deposit means borrowing less, making your mortgage more affordable.
Enhanced Affordability: Lenders consider future challenges, such as potential unemployment or increased expenses, when assessing your application. A larger deposit offers them greater security.
Budgeting for Additional Costs
Don’t forget to set aside money for:
Moving expenses.
Furnishings and appliances for your new home.
Unexpected costs that may arise during the process.
Having a clear budget ensures you’re financially prepared for every stage of homeownership.
Help-to-Buy Schemes
If saving for a large deposit feels challenging, you may benefit from Help-to-Buy Schemes offered by the government. Here’s how they work:
You contribute a 5% deposit.
The government lends up to 20% of the property’s purchase price.
You only need a mortgage for the remaining 75%.
These schemes can make purchasing your first home more accessible while reducing the amount you need to borrow.
Get in Touch Today
Ready to take the first step towards homeownership? Contact us today to learn more about our services and how we can help you find the best mortgage deal tailored to your needs.
Buying your first home is an exciting milestone, but it can also feel overwhelming. That’s why our dedicated advisors are here to guide you through the entire process—from the first contact to securing the keys to your new home.
What We Offer for First-Time Buyers
Comprehensive Advice: We’ll help you determine how much you can borrow and provide a detailed breakdown of all costs involved.
Exclusive Mortgage Deals: Access better rates than many high-street lenders through our exclusive first-time buyer mortgages.
Personalised Support: You’ll work with the same advisor throughout the process for consistent and reliable guidance.
Paperwork Management: Let us handle the paperwork so you can focus on preparing for your new home.
The Importance of a Larger Deposit
A larger deposit provides significant advantages when applying for a mortgage:
Improved Approval Chances: Lenders are more likely to approve your application if you present a substantial deposit.
Reduced Monthly Payments: A bigger deposit means borrowing less, making your mortgage more affordable.
Enhanced Affordability: Lenders consider future challenges, such as potential unemployment or increased expenses, when assessing your application. A larger deposit offers them greater security.
Budgeting for Additional Costs
Don’t forget to set aside money for:
Moving expenses.
Furnishings and appliances for your new home.
Unexpected costs that may arise during the process.
Having a clear budget ensures you’re financially prepared for every stage of homeownership.
Help-to-Buy Schemes
If saving for a large deposit feels challenging, you may benefit from Help-to-Buy Schemes offered by the government. Here’s how they work:
You contribute a 5% deposit.
The government lends up to 20% of the property’s purchase price.
You only need a mortgage for the remaining 75%.
These schemes can make purchasing your first home more accessible while reducing the amount you need to borrow.
Get in Touch Today
Ready to take the first step towards homeownership? Contact us today to learn more about our services and how we can help you find the best mortgage deal tailored to your needs.
