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First Time Buyers Advice Bournemouth

First Time Buyers Advice Bournemouth

First Time Buyers Advice Bournemouth

First Time Buyers Advice Bournemouth

Barrett Mortgages: Your Trusted Mortgage Broker in Poole, Dorset

Barrett Mortgages: Your Trusted Mortgage Broker in Poole, Dorset

Barrett Mortgages: Your Trusted Mortgage Broker in Poole, Dorset

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Monday 1 March 2021

Monday 1 March 2021

Monday 1 March 2021

Monday 1 March 2021

Barrett Mortgages is a professional finance broker dedicated to helping clients secure the best financial solutions. Based in Poole, Dorset, we offer a wide range of services, including first-time buyer mortgages, self-employed mortgages, buy-to-let mortgages, remortgages, and insurance products. Founded by Darren Barrett, our company was established to provide an honest, trustworthy, and clear alternative to the high-pressure tactics often used by large corporates.

Why Choose Barrett Mortgages?

  • Tailored Solutions: We offer personalised advice to suit individual needs.

  • Qualified and Experienced Staff: Our team is fully qualified and committed to providing the best possible experience.

  • Transparent Service: No hard sales tactics—just straightforward, helpful guidance.

  • Proven Reputation: We thrive on referrals, a testament to the quality of our service.

First-Time Buyer Mortgages: Helping You Onto the Property Ladder

Owning your first home is a milestone, and we’re here to make it as stress-free as possible. With our guidance, you can confidently navigate the process.

Key Tips for First-Time Buyers:

  1. Save for a Bigger Deposit:

    • Lenders view your deposit as protection against potential challenges such as reduced income or unemployment.

    • A larger deposit means smaller monthly repayments and a more affordable mortgage.

  2. Budget for Additional Costs:

    • Be prepared for stamp duty, solicitor fees, and unforeseen expenses when moving into your new home.

  3. Explore Government Help-to-Buy Schemes:

    • Put down as little as 5% deposit, with the government lending up to 20% of the property price.

    • Secure a mortgage for the remaining 75%, making homeownership more attainable.

    • Keep in mind that eligibility requirements and limits apply.

Why a Bigger Deposit Matters

A larger deposit isn’t just beneficial for the lender—it makes life easier for you, too. By reducing the total mortgage amount, you can:

  • Lower your monthly repayments.

  • Pay less interest over the life of the mortgage.

  • Increase affordability and financial security.

Contact Us Today

If you’re ready to take the first step towards homeownership or want expert advice on finding the right mortgage, Barrett Mortgages is here to help.

  • Phone: 01202 733809

  • Visit: Our office in Poole, Dorset.

  • Online: Use our contact form to get in touch anytime.

Let us guide you to the best financial solutions tailored to your needs.

Barrett Mortgages is a professional finance broker dedicated to helping clients secure the best financial solutions. Based in Poole, Dorset, we offer a wide range of services, including first-time buyer mortgages, self-employed mortgages, buy-to-let mortgages, remortgages, and insurance products. Founded by Darren Barrett, our company was established to provide an honest, trustworthy, and clear alternative to the high-pressure tactics often used by large corporates.

Why Choose Barrett Mortgages?

  • Tailored Solutions: We offer personalised advice to suit individual needs.

  • Qualified and Experienced Staff: Our team is fully qualified and committed to providing the best possible experience.

  • Transparent Service: No hard sales tactics—just straightforward, helpful guidance.

  • Proven Reputation: We thrive on referrals, a testament to the quality of our service.

First-Time Buyer Mortgages: Helping You Onto the Property Ladder

Owning your first home is a milestone, and we’re here to make it as stress-free as possible. With our guidance, you can confidently navigate the process.

Key Tips for First-Time Buyers:

  1. Save for a Bigger Deposit:

    • Lenders view your deposit as protection against potential challenges such as reduced income or unemployment.

    • A larger deposit means smaller monthly repayments and a more affordable mortgage.

  2. Budget for Additional Costs:

    • Be prepared for stamp duty, solicitor fees, and unforeseen expenses when moving into your new home.

  3. Explore Government Help-to-Buy Schemes:

    • Put down as little as 5% deposit, with the government lending up to 20% of the property price.

    • Secure a mortgage for the remaining 75%, making homeownership more attainable.

    • Keep in mind that eligibility requirements and limits apply.

Why a Bigger Deposit Matters

A larger deposit isn’t just beneficial for the lender—it makes life easier for you, too. By reducing the total mortgage amount, you can:

  • Lower your monthly repayments.

  • Pay less interest over the life of the mortgage.

  • Increase affordability and financial security.

Contact Us Today

If you’re ready to take the first step towards homeownership or want expert advice on finding the right mortgage, Barrett Mortgages is here to help.

  • Phone: 01202 733809

  • Visit: Our office in Poole, Dorset.

  • Online: Use our contact form to get in touch anytime.

Let us guide you to the best financial solutions tailored to your needs.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).