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Friday 12 February 2021
Friday 12 February 2021
Friday 12 February 2021
Friday 12 February 2021
Are you a first-time buyer looking for an easier way to achieve your dream of homeownership? At Barrett Mortgages, we offer expert advice on Help to Buy in Poole. We understand that getting onto the property ladder can be challenging and even daunting, but it’s a significant goal for most people.
With conflicting advice available, let our experienced advisors guide you through the entire process. From planning ahead to finalising your mortgage, we’ll make buying your first home a memorable and seamless experience.
Planning Ahead: The Key to Success
The house-buying process only begins when you’ve found a property you love, but planning ahead is essential to ensure you’re ready when the time comes. Organising your family finances is crucial for this journey, and we’re here to help you every step of the way.
The Importance of a Bigger Deposit
Having a larger deposit provides several benefits:
Increased Lender Confidence: Lenders consider factors like potential falls in house prices, periods of unemployment, or reduced income. A larger deposit reduces their exposure to these risks.
Lower Monthly Payments: With a smaller mortgage to repay, your monthly payments will be more manageable, offering greater financial stability.
Budgeting for Moving Costs
It’s essential to prepare for all the expenses associated with moving, including:
Stamp Duty: Depending on the property price, buyers may need to pay this tax.
Solicitor and Surveyor Fees: Necessary for legal and property evaluations.
Furnishing and Moving Costs: Moving from A to B, setting up, and equipping your new home can quickly add up.
Setting aside funds for unforeseen expenses ensures you’re prepared for any surprises after moving in, such as repairs or upgrades you didn’t notice before.
Help to Buy Schemes
The government’s Help to Buy schemes are a great way to make buying a home more accessible, particularly for new-build properties.
How It Works:
With a deposit as low as 5%, the government lends up to 20% of the purchase price.
Buyers only need to secure a mortgage for the remaining 75% of the property value.
This initiative helps first-time buyers and existing homeowners make their property dreams a reality with less upfront financial strain.
Why Choose Barrett Mortgages?
Barrett Mortgages is a professional finance broker with offices in Poole, Dorset. We provide tailored mortgage solutions for:
First-time buyers
Self-employed individuals
Buy-to-let investors
Remortgages
What Sets Us Apart?
No Pushy Sales Tactics: We focus on transparency and trust, avoiding high-pressure sales techniques.
Experienced Team: Our fully qualified staff are dedicated to delivering the best possible customer experience.
Reputation Built on Referrals: Our success is rooted in recommendations from satisfied clients.
Get in Touch
If you’re seeking advice on Help to Buy in Poole or any other mortgage options, contact Barrett Mortgages today. Let us guide you through your property journey with expert advice and hassle-free service.
Call us or visit our website to learn more about our services and take the first step toward owning your dream home!
Are you a first-time buyer looking for an easier way to achieve your dream of homeownership? At Barrett Mortgages, we offer expert advice on Help to Buy in Poole. We understand that getting onto the property ladder can be challenging and even daunting, but it’s a significant goal for most people.
With conflicting advice available, let our experienced advisors guide you through the entire process. From planning ahead to finalising your mortgage, we’ll make buying your first home a memorable and seamless experience.
Planning Ahead: The Key to Success
The house-buying process only begins when you’ve found a property you love, but planning ahead is essential to ensure you’re ready when the time comes. Organising your family finances is crucial for this journey, and we’re here to help you every step of the way.
The Importance of a Bigger Deposit
Having a larger deposit provides several benefits:
Increased Lender Confidence: Lenders consider factors like potential falls in house prices, periods of unemployment, or reduced income. A larger deposit reduces their exposure to these risks.
Lower Monthly Payments: With a smaller mortgage to repay, your monthly payments will be more manageable, offering greater financial stability.
Budgeting for Moving Costs
It’s essential to prepare for all the expenses associated with moving, including:
Stamp Duty: Depending on the property price, buyers may need to pay this tax.
Solicitor and Surveyor Fees: Necessary for legal and property evaluations.
Furnishing and Moving Costs: Moving from A to B, setting up, and equipping your new home can quickly add up.
Setting aside funds for unforeseen expenses ensures you’re prepared for any surprises after moving in, such as repairs or upgrades you didn’t notice before.
Help to Buy Schemes
The government’s Help to Buy schemes are a great way to make buying a home more accessible, particularly for new-build properties.
How It Works:
With a deposit as low as 5%, the government lends up to 20% of the purchase price.
Buyers only need to secure a mortgage for the remaining 75% of the property value.
This initiative helps first-time buyers and existing homeowners make their property dreams a reality with less upfront financial strain.
Why Choose Barrett Mortgages?
Barrett Mortgages is a professional finance broker with offices in Poole, Dorset. We provide tailored mortgage solutions for:
First-time buyers
Self-employed individuals
Buy-to-let investors
Remortgages
What Sets Us Apart?
No Pushy Sales Tactics: We focus on transparency and trust, avoiding high-pressure sales techniques.
Experienced Team: Our fully qualified staff are dedicated to delivering the best possible customer experience.
Reputation Built on Referrals: Our success is rooted in recommendations from satisfied clients.
Get in Touch
If you’re seeking advice on Help to Buy in Poole or any other mortgage options, contact Barrett Mortgages today. Let us guide you through your property journey with expert advice and hassle-free service.
Call us or visit our website to learn more about our services and take the first step toward owning your dream home!
