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How to Re-mortgage Your Home

How to Re-mortgage Your Home

How to Re-mortgage Your Home

How to Re-mortgage Your Home

Re-mortgaging: Simplify Your Finances and Save Money

Re-mortgaging: Simplify Your Finances and Save Money

Re-mortgaging: Simplify Your Finances and Save Money

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Tuesday 25 January 2022

Tuesday 25 January 2022

Tuesday 25 January 2022

Tuesday 25 January 2022

Re-mortgaging your home can be an excellent way to save money, reduce monthly payments, or access equity for other financial goals. At Barrett Mortgages, we ensure you get the best deal tailored to your unique circumstances. Here's how we can assist you:

Why Consider Re-mortgaging?

A recent survey by Ipsos Mori for Panorama highlights that 31% of people with mortgages find their payments exceed a third of their household income. Even if your payments are less, securing a better deal could significantly improve your financial stability and wealth.

Key Benefits of Re-mortgaging:

  1. Lower Monthly Payments:

    • Access lower rates to ease your financial burden.

  2. Improved Loan-to-Value Ratio:

    • Build equity over time to qualify for better deals.

  3. Access Equity:

    • Free up funds for home improvements, debt consolidation, or other projects.

Options for Re-mortgaging:

  1. Stay on the Standard Variable Rate (SVR):

    • A viable option if re-mortgaging fees outweigh potential savings.

  2. Re-mortgage with Your Existing Lender:

    • Simplifies paperwork while potentially offering a better rate.

  3. Re-mortgage with a New Lender:

    • May provide better deals thanks to accumulated equity or increased property value.

How Barrett Mortgages Helps

  • Market Comparison: We review products from multiple lenders to find the best option.

  • Seamless Process: From enquiry to completion, we handle solicitors, surveyors, and third parties to make the experience hassle-free.

  • Expert Advice: We help you evaluate the total costs and savings to make an informed decision.

Contact Us

Re-mortgaging can save you money and offer financial peace of mind. Let our experienced advisors guide you through the process and ensure a smooth transition.

📞 Phone: 01202 733809
📩 Email: enquiries@barrettmortgages.com

Secure your best mortgage deal today!

Re-mortgaging your home can be an excellent way to save money, reduce monthly payments, or access equity for other financial goals. At Barrett Mortgages, we ensure you get the best deal tailored to your unique circumstances. Here's how we can assist you:

Why Consider Re-mortgaging?

A recent survey by Ipsos Mori for Panorama highlights that 31% of people with mortgages find their payments exceed a third of their household income. Even if your payments are less, securing a better deal could significantly improve your financial stability and wealth.

Key Benefits of Re-mortgaging:

  1. Lower Monthly Payments:

    • Access lower rates to ease your financial burden.

  2. Improved Loan-to-Value Ratio:

    • Build equity over time to qualify for better deals.

  3. Access Equity:

    • Free up funds for home improvements, debt consolidation, or other projects.

Options for Re-mortgaging:

  1. Stay on the Standard Variable Rate (SVR):

    • A viable option if re-mortgaging fees outweigh potential savings.

  2. Re-mortgage with Your Existing Lender:

    • Simplifies paperwork while potentially offering a better rate.

  3. Re-mortgage with a New Lender:

    • May provide better deals thanks to accumulated equity or increased property value.

How Barrett Mortgages Helps

  • Market Comparison: We review products from multiple lenders to find the best option.

  • Seamless Process: From enquiry to completion, we handle solicitors, surveyors, and third parties to make the experience hassle-free.

  • Expert Advice: We help you evaluate the total costs and savings to make an informed decision.

Contact Us

Re-mortgaging can save you money and offer financial peace of mind. Let our experienced advisors guide you through the process and ensure a smooth transition.

📞 Phone: 01202 733809
📩 Email: enquiries@barrettmortgages.com

Secure your best mortgage deal today!

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).