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Tuesday 12 October 2021
Tuesday 12 October 2021
Tuesday 12 October 2021
Tuesday 12 October 2021
Looking for reliable mortgage advice in Dorset? At Barrett Mortgages, we specialise in helping clients navigate a wide range of mortgage options while offering personalised advice that could save you thousands over the long term. Based in Poole, Dorset, we provide access to mortgages from a preferred selection of reputable industry leaders.
Unlike large corporate firms, we pride ourselves on offering clear, trustworthy, and honest advice with no pushy sales tactics. Founded by Darren Barrett in 2009, during one of the toughest periods in the financial market, our business has thrived by focusing on individual and specialist help tailored to each client’s needs.
Why Choose Barrett Mortgages?
Experienced Team: Our fully qualified and experienced staff are selected for their dedication to providing the best customer experience.
Client-Focused Approach: We value our strong reputation, built on referrals from satisfied clients.
Transparent Service: No high-pressure sales—just clear and honest advice to help you achieve your homeownership goals.
First-Time Buyer Advice
If you're a first-time buyer, our team can help you secure a great mortgage while preparing you for the process. Here’s how we can assist:
The Importance of Saving
Start saving monthly well before purchasing your property. A larger deposit:
Reduces the amount you need to borrow.
Results in smaller monthly repayments.
Helps you save money on interest over the life of your mortgage.
Budget for Additional Costs
Remember to set aside funds for:
Stamp Duty: Depending on the property price.
Solicitor's Fees: Essential for the legal process.
Moving Costs and Furnishing: Varies based on your circumstances.
Unforeseen Expenses: Issues discovered post-move can be costly.
Improving Your Mortgage Chances
Reduce Outgoings
Significantly cut non-essential expenses so lenders see you’re financially focused on paying your mortgage.
Manage Debt
Reduce or eliminate debt before applying. Lenders prefer borrowers who can concentrate solely on mortgage repayments.
Government Help-to-Buy Scheme
The Help-to-Buy scheme is a fantastic opportunity for first-time buyers:
Requires only a 5% deposit.
The government lends up to 20% of the property price.
You only need a mortgage for 75% of the property price.
This scheme simplifies getting on the property ladder and reduces costs during the first five years.
Contact Us for Expert Mortgage Advice
If you're ready to secure the perfect mortgage or want more advice, contact our team today. We’ll guide you every step of the way to find a mortgage tailored to your needs. Don’t forget to check our Google Reviews to see how we’ve helped other clients achieve their dreams.
Let Barrett Mortgages help you take the first step towards your new home.
Looking for reliable mortgage advice in Dorset? At Barrett Mortgages, we specialise in helping clients navigate a wide range of mortgage options while offering personalised advice that could save you thousands over the long term. Based in Poole, Dorset, we provide access to mortgages from a preferred selection of reputable industry leaders.
Unlike large corporate firms, we pride ourselves on offering clear, trustworthy, and honest advice with no pushy sales tactics. Founded by Darren Barrett in 2009, during one of the toughest periods in the financial market, our business has thrived by focusing on individual and specialist help tailored to each client’s needs.
Why Choose Barrett Mortgages?
Experienced Team: Our fully qualified and experienced staff are selected for their dedication to providing the best customer experience.
Client-Focused Approach: We value our strong reputation, built on referrals from satisfied clients.
Transparent Service: No high-pressure sales—just clear and honest advice to help you achieve your homeownership goals.
First-Time Buyer Advice
If you're a first-time buyer, our team can help you secure a great mortgage while preparing you for the process. Here’s how we can assist:
The Importance of Saving
Start saving monthly well before purchasing your property. A larger deposit:
Reduces the amount you need to borrow.
Results in smaller monthly repayments.
Helps you save money on interest over the life of your mortgage.
Budget for Additional Costs
Remember to set aside funds for:
Stamp Duty: Depending on the property price.
Solicitor's Fees: Essential for the legal process.
Moving Costs and Furnishing: Varies based on your circumstances.
Unforeseen Expenses: Issues discovered post-move can be costly.
Improving Your Mortgage Chances
Reduce Outgoings
Significantly cut non-essential expenses so lenders see you’re financially focused on paying your mortgage.
Manage Debt
Reduce or eliminate debt before applying. Lenders prefer borrowers who can concentrate solely on mortgage repayments.
Government Help-to-Buy Scheme
The Help-to-Buy scheme is a fantastic opportunity for first-time buyers:
Requires only a 5% deposit.
The government lends up to 20% of the property price.
You only need a mortgage for 75% of the property price.
This scheme simplifies getting on the property ladder and reduces costs during the first five years.
Contact Us for Expert Mortgage Advice
If you're ready to secure the perfect mortgage or want more advice, contact our team today. We’ll guide you every step of the way to find a mortgage tailored to your needs. Don’t forget to check our Google Reviews to see how we’ve helped other clients achieve their dreams.
Let Barrett Mortgages help you take the first step towards your new home.