Buying A Home

Mortgage Advice In Dorset

Mortgage Advice In Dorset

Mortgage Advice In Dorset

Mortgage Advice In Dorset

Mortgage Advice in Dorset: Expert Guidance from Barrett Mortgages

Mortgage Advice in Dorset: Expert Guidance from Barrett Mortgages

Mortgage Advice in Dorset: Expert Guidance from Barrett Mortgages

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Tuesday 12 October 2021

Tuesday 12 October 2021

Tuesday 12 October 2021

Tuesday 12 October 2021

Looking for reliable mortgage advice in Dorset? At Barrett Mortgages, we specialise in helping clients navigate a wide range of mortgage options while offering personalised advice that could save you thousands over the long term. Based in Poole, Dorset, we provide access to mortgages from a preferred selection of reputable industry leaders.

Unlike large corporate firms, we pride ourselves on offering clear, trustworthy, and honest advice with no pushy sales tactics. Founded by Darren Barrett in 2009, during one of the toughest periods in the financial market, our business has thrived by focusing on individual and specialist help tailored to each client’s needs.

Why Choose Barrett Mortgages?

  • Experienced Team: Our fully qualified and experienced staff are selected for their dedication to providing the best customer experience.

  • Client-Focused Approach: We value our strong reputation, built on referrals from satisfied clients.

  • Transparent Service: No high-pressure sales—just clear and honest advice to help you achieve your homeownership goals.

First-Time Buyer Advice

If you're a first-time buyer, our team can help you secure a great mortgage while preparing you for the process. Here’s how we can assist:

The Importance of Saving

Start saving monthly well before purchasing your property. A larger deposit:

  • Reduces the amount you need to borrow.

  • Results in smaller monthly repayments.

  • Helps you save money on interest over the life of your mortgage.

Budget for Additional Costs

Remember to set aside funds for:

  • Stamp Duty: Depending on the property price.

  • Solicitor's Fees: Essential for the legal process.

  • Moving Costs and Furnishing: Varies based on your circumstances.

  • Unforeseen Expenses: Issues discovered post-move can be costly.

Improving Your Mortgage Chances

Reduce Outgoings

Significantly cut non-essential expenses so lenders see you’re financially focused on paying your mortgage.

Manage Debt

Reduce or eliminate debt before applying. Lenders prefer borrowers who can concentrate solely on mortgage repayments.

Government Help-to-Buy Scheme

The Help-to-Buy scheme is a fantastic opportunity for first-time buyers:

  • Requires only a 5% deposit.

  • The government lends up to 20% of the property price.

  • You only need a mortgage for 75% of the property price.

This scheme simplifies getting on the property ladder and reduces costs during the first five years.

Contact Us for Expert Mortgage Advice

If you're ready to secure the perfect mortgage or want more advice, contact our team today. We’ll guide you every step of the way to find a mortgage tailored to your needs. Don’t forget to check our Google Reviews to see how we’ve helped other clients achieve their dreams.

Let Barrett Mortgages help you take the first step towards your new home.

Looking for reliable mortgage advice in Dorset? At Barrett Mortgages, we specialise in helping clients navigate a wide range of mortgage options while offering personalised advice that could save you thousands over the long term. Based in Poole, Dorset, we provide access to mortgages from a preferred selection of reputable industry leaders.

Unlike large corporate firms, we pride ourselves on offering clear, trustworthy, and honest advice with no pushy sales tactics. Founded by Darren Barrett in 2009, during one of the toughest periods in the financial market, our business has thrived by focusing on individual and specialist help tailored to each client’s needs.

Why Choose Barrett Mortgages?

  • Experienced Team: Our fully qualified and experienced staff are selected for their dedication to providing the best customer experience.

  • Client-Focused Approach: We value our strong reputation, built on referrals from satisfied clients.

  • Transparent Service: No high-pressure sales—just clear and honest advice to help you achieve your homeownership goals.

First-Time Buyer Advice

If you're a first-time buyer, our team can help you secure a great mortgage while preparing you for the process. Here’s how we can assist:

The Importance of Saving

Start saving monthly well before purchasing your property. A larger deposit:

  • Reduces the amount you need to borrow.

  • Results in smaller monthly repayments.

  • Helps you save money on interest over the life of your mortgage.

Budget for Additional Costs

Remember to set aside funds for:

  • Stamp Duty: Depending on the property price.

  • Solicitor's Fees: Essential for the legal process.

  • Moving Costs and Furnishing: Varies based on your circumstances.

  • Unforeseen Expenses: Issues discovered post-move can be costly.

Improving Your Mortgage Chances

Reduce Outgoings

Significantly cut non-essential expenses so lenders see you’re financially focused on paying your mortgage.

Manage Debt

Reduce or eliminate debt before applying. Lenders prefer borrowers who can concentrate solely on mortgage repayments.

Government Help-to-Buy Scheme

The Help-to-Buy scheme is a fantastic opportunity for first-time buyers:

  • Requires only a 5% deposit.

  • The government lends up to 20% of the property price.

  • You only need a mortgage for 75% of the property price.

This scheme simplifies getting on the property ladder and reduces costs during the first five years.

Contact Us for Expert Mortgage Advice

If you're ready to secure the perfect mortgage or want more advice, contact our team today. We’ll guide you every step of the way to find a mortgage tailored to your needs. Don’t forget to check our Google Reviews to see how we’ve helped other clients achieve their dreams.

Let Barrett Mortgages help you take the first step towards your new home.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).