Mortgage 101's

Mortgage Expert In Dorset

Mortgage Expert In Dorset

Mortgage Expert In Dorset

Mortgage Expert In Dorset

Mortgage Experts in Dorset – Barrett Mortgages

Mortgage Experts in Dorset – Barrett Mortgages

Mortgage Experts in Dorset – Barrett Mortgages

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Tuesday 28 September 2021

Tuesday 28 September 2021

Tuesday 28 September 2021

Tuesday 28 September 2021

Looking for a mortgage expert in Dorset? You’ve come to the right place. Barrett Mortgages, based in Poole, Dorset, is a professional finance broker offering tailored mortgage solutions to suit your needs. Whether you’re a first-time buyer, self-employed, seeking a buy-to-let mortgage, or looking to remortgage, we’re here to help.

About Barrett Mortgages

Founded by Darren Barrett in 2009 during some of the toughest market conditions the industry has faced, Barrett Mortgages has built a strong reputation for providing:

  • Clear and Honest Advice: Transparent guidance tailored to your circumstances.

  • No Pushy Sales Tactics: We prioritise your needs, ensuring you feel confident about your mortgage decisions.

  • Qualified and Experienced Team: Our staff are chosen for their expertise and dedication to providing the best customer experience.

We’ve thrived by offering individual and specialist support during times when clients needed it most. Our focus is on helping you achieve your property goals—whether it’s getting on the property ladder or securing a second property for passive income.

Our Services

We offer a wide range of mortgage services, including:

  1. First-Time Buyer Mortgages: Guiding you through the process to secure your first home.

  2. Self-Employed Mortgages: Helping business owners and contractors find competitive mortgage solutions.

  3. Buy-to-Let Mortgages: Assisting investors in purchasing rental properties.

  4. Remortgages: Finding the best deals to save you money or release equity from your home.

Remortgaging Made Easy

Our advisors compare products from multiple lenders to ensure you secure the best remortgage deal for your unique circumstances. We’ll handle everything from calculating how much you can remortgage for to coordinating with solicitors, surveyors, and other third parties. Our goal is to make the process smooth and hassle-free.

Why Consider Remortgaging?

A significant number of households find that their mortgage payments take up over a third of their total income. By securing a better mortgage deal, you can reduce your monthly outgoings and improve your financial stability.

Many lenders offer introductory rates, which typically last between two and five years. Once this period ends, your mortgage switches to the Standard Variable Rate (SVR). At this point, you have three options:

  1. Stay on the SVR: Suitable if remortgaging costs outweigh savings.

  2. Remortgage with Your Existing Lender: Convenient and might offer competitive rates.

  3. Remortgage with a New Lender: Often provides access to better deals and savings.

Our team will assess all options for you, ensuring you choose the one that saves you the most money.

Contact Us Today

If you’re looking for expert mortgage advice in Dorset, contact Barrett Mortgages. We’ll guide you through every step, helping you make informed decisions about your mortgage. Don’t forget to check out our Google Reviews to see why so many clients trust us with their mortgage needs.

Let us help you find the perfect mortgage solution for your circumstances. Get in touch today!

Looking for a mortgage expert in Dorset? You’ve come to the right place. Barrett Mortgages, based in Poole, Dorset, is a professional finance broker offering tailored mortgage solutions to suit your needs. Whether you’re a first-time buyer, self-employed, seeking a buy-to-let mortgage, or looking to remortgage, we’re here to help.

About Barrett Mortgages

Founded by Darren Barrett in 2009 during some of the toughest market conditions the industry has faced, Barrett Mortgages has built a strong reputation for providing:

  • Clear and Honest Advice: Transparent guidance tailored to your circumstances.

  • No Pushy Sales Tactics: We prioritise your needs, ensuring you feel confident about your mortgage decisions.

  • Qualified and Experienced Team: Our staff are chosen for their expertise and dedication to providing the best customer experience.

We’ve thrived by offering individual and specialist support during times when clients needed it most. Our focus is on helping you achieve your property goals—whether it’s getting on the property ladder or securing a second property for passive income.

Our Services

We offer a wide range of mortgage services, including:

  1. First-Time Buyer Mortgages: Guiding you through the process to secure your first home.

  2. Self-Employed Mortgages: Helping business owners and contractors find competitive mortgage solutions.

  3. Buy-to-Let Mortgages: Assisting investors in purchasing rental properties.

  4. Remortgages: Finding the best deals to save you money or release equity from your home.

Remortgaging Made Easy

Our advisors compare products from multiple lenders to ensure you secure the best remortgage deal for your unique circumstances. We’ll handle everything from calculating how much you can remortgage for to coordinating with solicitors, surveyors, and other third parties. Our goal is to make the process smooth and hassle-free.

Why Consider Remortgaging?

A significant number of households find that their mortgage payments take up over a third of their total income. By securing a better mortgage deal, you can reduce your monthly outgoings and improve your financial stability.

Many lenders offer introductory rates, which typically last between two and five years. Once this period ends, your mortgage switches to the Standard Variable Rate (SVR). At this point, you have three options:

  1. Stay on the SVR: Suitable if remortgaging costs outweigh savings.

  2. Remortgage with Your Existing Lender: Convenient and might offer competitive rates.

  3. Remortgage with a New Lender: Often provides access to better deals and savings.

Our team will assess all options for you, ensuring you choose the one that saves you the most money.

Contact Us Today

If you’re looking for expert mortgage advice in Dorset, contact Barrett Mortgages. We’ll guide you through every step, helping you make informed decisions about your mortgage. Don’t forget to check out our Google Reviews to see why so many clients trust us with their mortgage needs.

Let us help you find the perfect mortgage solution for your circumstances. Get in touch today!

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).