Mortgage 101's

Mortgage Services Bournemouth

Mortgage Services Bournemouth

Mortgage Services Bournemouth

Mortgage Services Bournemouth

Expert Mortgage Advice Tailored to Your Needs

Expert Mortgage Advice Tailored to Your Needs

Expert Mortgage Advice Tailored to Your Needs

3 minutes

3 minutes

3 minutes

3 minutes

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to read

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Wednesday 13 January 2021

Wednesday 13 January 2021

Wednesday 13 January 2021

Wednesday 13 January 2021

At Barrett Mortgages, we are proud to provide professional mortgage and financial guidance from our offices in Poole. Whether you’re a first-time buyer, self-employed, looking to remortgage, or exploring buy-to-let investment opportunities, our experienced team is here to help. Established in 2009 by Darren Barrett during challenging market conditions, our business thrives on offering unparalleled service that prioritises honesty, clarity, and individualised support.

Why Choose Barrett Mortgages?

  • No Pushy Sales Tactics: Unlike large corporate firms, we focus on building trust and providing honest advice.

  • Fully Qualified Team: Our staff are experienced, chosen for their commitment to delivering the best customer experience.

  • Strong Reputation: We value referrals and strive to maintain the strong reputation we’ve built through transparent and upfront service.

Services We Offer

1. First-Time Buyer Mortgages

Getting onto the property ladder can be daunting, with conflicting advice making it harder to decide your next steps. At Barrett Mortgages, we simplify the process:

  • Guidance from Start to Finish: We’ll walk you through every step, ensuring you have the knowledge and confidence to secure your dream home.

  • Trusted Advice: Our team provides accurate and personalised advice to help you navigate the complexities of buying your first property.

2. Remortgaging

Remortgaging your home can save you money or help you access equity for other purposes.

  • Market Comparison: Our advisors compare products from a wide range of lenders to find the best deal for your circumstances.

  • Hassle-Free Process: From managing paperwork to coordinating with solicitors and surveyors, we ensure a smooth transition.

  • Lower Rates: You might find another lender offering a better rate, which can reduce your monthly payments and improve your finances.

3. Buy-to-Let Mortgages

Investing in rental properties is an excellent way to generate extra income or build a portfolio.

  • Tailored Support: Whether it’s a one-time investment or a long-term strategy, we help you maximise your income potential.

  • Strategic Advice: We source the best products to suit your investment goals, ensuring you’re positioned for success.

4. Mortgages for the Self-Employed

Many self-employed individuals worry about qualifying for a mortgage, but we make the process straightforward.

  • Income Evidence: Lenders typically require two or three years of income history, but we’ll guide you through the documentation requirements.

  • Flexible Solutions: Some lenders may even accept just one year’s accounts if you have a strong financial profile.

Why Work With Us?

Barrett Mortgages is more than just a finance broker; we’re a partner in helping you achieve your financial goals. Whether buying your first home, remortgaging, or growing an investment portfolio, we provide personalised guidance every step of the way.

Get in Touch

Ready to explore your mortgage options? Contact us today to speak with one of our expert advisors. Let us guide you through the process and help you secure the best financial solutions for your needs.

At Barrett Mortgages, we are proud to provide professional mortgage and financial guidance from our offices in Poole. Whether you’re a first-time buyer, self-employed, looking to remortgage, or exploring buy-to-let investment opportunities, our experienced team is here to help. Established in 2009 by Darren Barrett during challenging market conditions, our business thrives on offering unparalleled service that prioritises honesty, clarity, and individualised support.

Why Choose Barrett Mortgages?

  • No Pushy Sales Tactics: Unlike large corporate firms, we focus on building trust and providing honest advice.

  • Fully Qualified Team: Our staff are experienced, chosen for their commitment to delivering the best customer experience.

  • Strong Reputation: We value referrals and strive to maintain the strong reputation we’ve built through transparent and upfront service.

Services We Offer

1. First-Time Buyer Mortgages

Getting onto the property ladder can be daunting, with conflicting advice making it harder to decide your next steps. At Barrett Mortgages, we simplify the process:

  • Guidance from Start to Finish: We’ll walk you through every step, ensuring you have the knowledge and confidence to secure your dream home.

  • Trusted Advice: Our team provides accurate and personalised advice to help you navigate the complexities of buying your first property.

2. Remortgaging

Remortgaging your home can save you money or help you access equity for other purposes.

  • Market Comparison: Our advisors compare products from a wide range of lenders to find the best deal for your circumstances.

  • Hassle-Free Process: From managing paperwork to coordinating with solicitors and surveyors, we ensure a smooth transition.

  • Lower Rates: You might find another lender offering a better rate, which can reduce your monthly payments and improve your finances.

3. Buy-to-Let Mortgages

Investing in rental properties is an excellent way to generate extra income or build a portfolio.

  • Tailored Support: Whether it’s a one-time investment or a long-term strategy, we help you maximise your income potential.

  • Strategic Advice: We source the best products to suit your investment goals, ensuring you’re positioned for success.

4. Mortgages for the Self-Employed

Many self-employed individuals worry about qualifying for a mortgage, but we make the process straightforward.

  • Income Evidence: Lenders typically require two or three years of income history, but we’ll guide you through the documentation requirements.

  • Flexible Solutions: Some lenders may even accept just one year’s accounts if you have a strong financial profile.

Why Work With Us?

Barrett Mortgages is more than just a finance broker; we’re a partner in helping you achieve your financial goals. Whether buying your first home, remortgaging, or growing an investment portfolio, we provide personalised guidance every step of the way.

Get in Touch

Ready to explore your mortgage options? Contact us today to speak with one of our expert advisors. Let us guide you through the process and help you secure the best financial solutions for your needs.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).