Buy-To-Let

Moving Home In Poole

Moving Home In Poole

Moving Home In Poole

Moving Home In Poole

Simplifying the Process of Buying, Selling, and Investing in Property

Simplifying the Process of Buying, Selling, and Investing in Property

Simplifying the Process of Buying, Selling, and Investing in Property

2 minutes

2 minutes

2 minutes

2 minutes

to read

to read

to read

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Tuesday 22 December 2020

Tuesday 22 December 2020

Tuesday 22 December 2020

Tuesday 22 December 2020

Buying and selling a home is often one of the most stressful life events, but our expert advisors are here to ease the burden. We work with a wide range of lenders across the market to ensure you get the best deal on a mortgage product tailored to your needs.

If you already have a mortgage, we’ll check with your current lender to see if your loan can be moved and compare this option with other available deals. This ensures that you make the most informed decision. We’ll handle all the paperwork and liaise with your selling and buying estate agents, as well as solicitors, to create a smooth and stress-free moving experience.

If selling isn’t part of your plan, we can help you explore turning your property into a future investment with a buy-to-let mortgage.

Making Buy-to-Let Work for You

Since 2008, many have left the buy-to-let market, but for serious investors, it remains a viable and rewarding opportunity. However, it’s essential to note that a conventional mortgage cannot be used for a buy-to-let property.

Key Features of Buy-to-Let Mortgages

  • Higher Interest Rates: Buy-to-let mortgages typically come with higher interest rates than residential mortgages, as lenders prioritise serious investors who can provide a higher percentage deposit.

  • Interest-Only Option: Many buy-to-let mortgages are interest-only, meaning you pay only the interest each month rather than both the interest and the principal value of the property. At the end of the agreement, you can pay off the principal by selling the property, keeping any profits as your own.

Planning for Success

To secure a buy-to-let mortgage, a solid business plan is essential. Lenders will assess your plan as though you’re entering a business partnership with them. Without a strong, realistic proposal, obtaining a buy-to-let mortgage may prove difficult.

Our advisors can assist you in creating a tailored business plan that aligns with your investment goals. Whether you're looking to grow your property portfolio or take your first step into property investment, we’re here to guide you.

Get in Touch Today

Whether you're buying, selling, or considering a buy-to-let investment, we’re here to help. Contact us for expert advice and tailored solutions to suit your needs. Let us make the process stress-free and help you achieve your property goals.

Buying and selling a home is often one of the most stressful life events, but our expert advisors are here to ease the burden. We work with a wide range of lenders across the market to ensure you get the best deal on a mortgage product tailored to your needs.

If you already have a mortgage, we’ll check with your current lender to see if your loan can be moved and compare this option with other available deals. This ensures that you make the most informed decision. We’ll handle all the paperwork and liaise with your selling and buying estate agents, as well as solicitors, to create a smooth and stress-free moving experience.

If selling isn’t part of your plan, we can help you explore turning your property into a future investment with a buy-to-let mortgage.

Making Buy-to-Let Work for You

Since 2008, many have left the buy-to-let market, but for serious investors, it remains a viable and rewarding opportunity. However, it’s essential to note that a conventional mortgage cannot be used for a buy-to-let property.

Key Features of Buy-to-Let Mortgages

  • Higher Interest Rates: Buy-to-let mortgages typically come with higher interest rates than residential mortgages, as lenders prioritise serious investors who can provide a higher percentage deposit.

  • Interest-Only Option: Many buy-to-let mortgages are interest-only, meaning you pay only the interest each month rather than both the interest and the principal value of the property. At the end of the agreement, you can pay off the principal by selling the property, keeping any profits as your own.

Planning for Success

To secure a buy-to-let mortgage, a solid business plan is essential. Lenders will assess your plan as though you’re entering a business partnership with them. Without a strong, realistic proposal, obtaining a buy-to-let mortgage may prove difficult.

Our advisors can assist you in creating a tailored business plan that aligns with your investment goals. Whether you're looking to grow your property portfolio or take your first step into property investment, we’re here to guide you.

Get in Touch Today

Whether you're buying, selling, or considering a buy-to-let investment, we’re here to help. Contact us for expert advice and tailored solutions to suit your needs. Let us make the process stress-free and help you achieve your property goals.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).