Mortgage 101's

Need A Mortgage Broker In Bournemouth?

Need A Mortgage Broker In Bournemouth?

Need A Mortgage Broker In Bournemouth?

Need A Mortgage Broker In Bournemouth?

Barrett Mortgages – Your Trusted Mortgage Broker in Dorset

Barrett Mortgages – Your Trusted Mortgage Broker in Dorset

Barrett Mortgages – Your Trusted Mortgage Broker in Dorset

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Tuesday 9 November 2021

Tuesday 9 November 2021

Tuesday 9 November 2021

Tuesday 9 November 2021

Barrett Mortgages is a professional finance broker based in Poole, Dorset, providing tailored mortgage solutions for a wide range of needs. Whether you're a first-time buyer, a landlord seeking a buy-to-let mortgage, or self-employed looking for financing options, we have you covered.

Founded in 2009 by Darren Barrett during challenging market conditions, our commitment to clear, trustworthy, and upfront service has helped us thrive. We take pride in offering personalised, expert support, ensuring every client receives the best possible experience. Our reputation is built on referrals, reflecting the trust our clients place in us.

How We Help First-Time Buyers

If you’re purchasing your first home, we provide valuable tips and advice to help you secure the best mortgage:

  1. Save a Bigger Deposit:
    Start saving as early as possible. A larger deposit increases your chances of approval, as it reduces the lender's risk. It also means smaller monthly repayments or a shorter mortgage term, saving you money over time.

  2. Reduce Outgoings:
    Lenders assess your monthly expenses to ensure you can afford repayments. Cutting non-essential spending will improve your financial profile.

  3. Minimise Debt:
    Aim to be debt-free or significantly reduce your debt before applying for a mortgage. This reassures lenders of your ability to manage finances responsibly.

  4. Prepare for Additional Costs:
    Home-buying involves costs beyond the deposit and mortgage. Set money aside for solicitor fees, surveyor fees, and unforeseen expenses, such as urgent repairs or replacements.

Need a Mortgage Broker in Bournemouth?

At Barrett Mortgages, we provide tailored support to ensure your mortgage journey is smooth and successful. Our services are personalised to your unique needs, and we are committed to acting in your best interest every step of the way.

Why Choose Barrett Mortgages?

  • Qualified and Experienced Team: Our advisors are experts in the field, dedicated to finding the best solutions for you.

  • No Pushy Sales Tactics: We focus on honesty and clarity, providing advice without unnecessary pressure.

  • Strong Reputation: Our many referrals and glowing Google Reviews reflect the satisfaction of our clients.

Contact Us Today

Get in touch with Barrett Mortgages to learn how we can help you achieve your property goals. Whether you’re buying your first home, remortgaging, or exploring other mortgage options, our team is here to assist you every step of the way.

Discover the difference personalised, professional service can make. Let’s start your journey toward homeownership today!

Barrett Mortgages is a professional finance broker based in Poole, Dorset, providing tailored mortgage solutions for a wide range of needs. Whether you're a first-time buyer, a landlord seeking a buy-to-let mortgage, or self-employed looking for financing options, we have you covered.

Founded in 2009 by Darren Barrett during challenging market conditions, our commitment to clear, trustworthy, and upfront service has helped us thrive. We take pride in offering personalised, expert support, ensuring every client receives the best possible experience. Our reputation is built on referrals, reflecting the trust our clients place in us.

How We Help First-Time Buyers

If you’re purchasing your first home, we provide valuable tips and advice to help you secure the best mortgage:

  1. Save a Bigger Deposit:
    Start saving as early as possible. A larger deposit increases your chances of approval, as it reduces the lender's risk. It also means smaller monthly repayments or a shorter mortgage term, saving you money over time.

  2. Reduce Outgoings:
    Lenders assess your monthly expenses to ensure you can afford repayments. Cutting non-essential spending will improve your financial profile.

  3. Minimise Debt:
    Aim to be debt-free or significantly reduce your debt before applying for a mortgage. This reassures lenders of your ability to manage finances responsibly.

  4. Prepare for Additional Costs:
    Home-buying involves costs beyond the deposit and mortgage. Set money aside for solicitor fees, surveyor fees, and unforeseen expenses, such as urgent repairs or replacements.

Need a Mortgage Broker in Bournemouth?

At Barrett Mortgages, we provide tailored support to ensure your mortgage journey is smooth and successful. Our services are personalised to your unique needs, and we are committed to acting in your best interest every step of the way.

Why Choose Barrett Mortgages?

  • Qualified and Experienced Team: Our advisors are experts in the field, dedicated to finding the best solutions for you.

  • No Pushy Sales Tactics: We focus on honesty and clarity, providing advice without unnecessary pressure.

  • Strong Reputation: Our many referrals and glowing Google Reviews reflect the satisfaction of our clients.

Contact Us Today

Get in touch with Barrett Mortgages to learn how we can help you achieve your property goals. Whether you’re buying your first home, remortgaging, or exploring other mortgage options, our team is here to assist you every step of the way.

Discover the difference personalised, professional service can make. Let’s start your journey toward homeownership today!

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).