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Remortgage Your Home

Remortgage Your Home

Remortgage Your Home

Remortgage Your Home

Remortgage Your Home: Save Money and Boost Your Finances

Remortgage Your Home: Save Money and Boost Your Finances

Remortgage Your Home: Save Money and Boost Your Finances

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Tuesday 7 December 2021

Tuesday 7 December 2021

Tuesday 7 December 2021

Tuesday 7 December 2021

Are you considering remortgaging your home? Whether your current lender is raising rates or you’re simply exploring better options, Barrett Mortgages is here to help. Our team of expert advisors will compare products across the market to find the best remortgage solution tailored to your needs.

Why Consider Remortgaging?

1. Lower Your Monthly Payments

  • Many mortgage lenders offer attractive introductory rates for 2–5 years.

  • Once this period ends, your mortgage switches to the standard variable rate (SVR), which can often be higher.

  • Remortgaging allows you to switch to a better deal and potentially save thousands.

2. Unlock Home Equity

  • If you’ve built equity in your home or benefited from price increases, you may be eligible for more favourable terms.

  • Use this equity to:

    • Consolidate debts.

    • Fund renovations.

    • Plan significant life events.

3. Protect Your Budget

  • A survey found that 31% of renters or mortgage holders spend over a third of their income on housing costs.

  • Securing a better deal can free up funds for your family’s future.

Options When Your Introductory Rate Ends

When the initial rate ends, you have three options:

  1. Stay on the SVR: This is sometimes the best choice but often leads to higher monthly payments.

  2. Remortgage with Your Current Lender: Fewer fees and less hassle, but you may miss out on better deals.

  3. Remortgage with a New Lender: Often provides access to competitive rates, helping you save more in the long term.

Remortgage Your Home With Barrett Mortgages

Why Choose Us?

  • Tailored Solutions: We evaluate your unique circumstances to find the best deal.

  • Full Support: From enquiry to completion, we manage the process, including working with solicitors and surveyors.

  • Honest Advice: We’ll help you decide whether remortgaging is the right move for you.

Additional Considerations

  • Costs Involved: Remortgaging comes with valuation and legal fees, so weigh these against potential savings.

  • Improved Deals: Built-up equity can make you eligible for better terms than when you first bought your home.

Contact Us Today

If you’re ready to explore remortgaging, get in touch with Barrett Mortgages for professional advice and seamless service.

  • Phone: 01202 733809

  • Email: enquiries@barrettmortgages.com

  • Visit: Our office in Poole, Dorset.

Let us help you secure the best deal and boost your financial future.

Are you considering remortgaging your home? Whether your current lender is raising rates or you’re simply exploring better options, Barrett Mortgages is here to help. Our team of expert advisors will compare products across the market to find the best remortgage solution tailored to your needs.

Why Consider Remortgaging?

1. Lower Your Monthly Payments

  • Many mortgage lenders offer attractive introductory rates for 2–5 years.

  • Once this period ends, your mortgage switches to the standard variable rate (SVR), which can often be higher.

  • Remortgaging allows you to switch to a better deal and potentially save thousands.

2. Unlock Home Equity

  • If you’ve built equity in your home or benefited from price increases, you may be eligible for more favourable terms.

  • Use this equity to:

    • Consolidate debts.

    • Fund renovations.

    • Plan significant life events.

3. Protect Your Budget

  • A survey found that 31% of renters or mortgage holders spend over a third of their income on housing costs.

  • Securing a better deal can free up funds for your family’s future.

Options When Your Introductory Rate Ends

When the initial rate ends, you have three options:

  1. Stay on the SVR: This is sometimes the best choice but often leads to higher monthly payments.

  2. Remortgage with Your Current Lender: Fewer fees and less hassle, but you may miss out on better deals.

  3. Remortgage with a New Lender: Often provides access to competitive rates, helping you save more in the long term.

Remortgage Your Home With Barrett Mortgages

Why Choose Us?

  • Tailored Solutions: We evaluate your unique circumstances to find the best deal.

  • Full Support: From enquiry to completion, we manage the process, including working with solicitors and surveyors.

  • Honest Advice: We’ll help you decide whether remortgaging is the right move for you.

Additional Considerations

  • Costs Involved: Remortgaging comes with valuation and legal fees, so weigh these against potential savings.

  • Improved Deals: Built-up equity can make you eligible for better terms than when you first bought your home.

Contact Us Today

If you’re ready to explore remortgaging, get in touch with Barrett Mortgages for professional advice and seamless service.

  • Phone: 01202 733809

  • Email: enquiries@barrettmortgages.com

  • Visit: Our office in Poole, Dorset.

Let us help you secure the best deal and boost your financial future.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).