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Self-Employed Mortgage Advice

Self-Employed Mortgage Advice

Self-Employed Mortgage Advice

Self-Employed Mortgage Advice

Why Choose Barrett Mortgages for Self-Employed Mortgage Advisors?

Why Choose Barrett Mortgages for Self-Employed Mortgage Advisors?

Why Choose Barrett Mortgages for Self-Employed Mortgage Advisors?

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Tuesday 13 June 2023

Tuesday 13 June 2023

Tuesday 13 June 2023

Tuesday 13 June 2023

Our Commitment to Understanding Your Unique Needs

At Barrett Mortgages, we specialise in providing tailored solutions for self-employed individuals seeking mortgages. We understand that your financial situation is unique, and traditional lending criteria may not accommodate the complexities of your income. That's why we go above and beyond to deliver customised mortgage options designed to meet your specific needs.

What Sets Us Apart as Self-Employed Mortgage Advisors?

1. Thorough Assessment

We begin with a detailed review of your financial situation, including tax returns, business accounts, and other essential documentation. Our expertise ensures your financial profile is presented to lenders in the best possible light.

2. Expert Guidance

Navigating the mortgage market can be challenging, especially for the self-employed. Our experienced advisors guide you through every step of the process, simplifying complexities and providing clarity.

3. Tailored Solutions

Recognising that no two clients are alike, we offer bespoke solutions. With access to specialist lenders who understand self-employment, we find mortgage products that cater to your unique financial circumstances.

4. Proactive Advocacy

We act as your advocates, negotiating competitive interest rates and favourable terms on your behalf. Our established relationships with lenders maximise your chances of securing a mortgage approval.

5. Ongoing Support

Our relationship doesn’t end once your mortgage is secured. Whether you need advice on refinancing, renewals, or changes to your circumstances, we are here to provide ongoing support.

How Barrett Mortgages Helps Self-Employed Individuals

Specialised Expertise

Our advisors have deep knowledge of self-employment structures, including sole proprietorships, partnerships, and limited companies. We account for income variability, multiple revenue streams, and business expenses to present your case effectively.

Access to Specialist Lenders

With a robust network of specialist lenders, we connect you with providers who understand the nuances of self-employment. This increases the likelihood of securing a mortgage tailored to your needs.

Efficient Application Process

We handle all the paperwork, ensuring a seamless and efficient process. From income documentation to liaising with lenders, we simplify the experience for you.

Why Barrett Mortgages is the Right Choice

Extensive Lender Network

Our relationships with diverse lenders enable us to match you with the right mortgage solutions, including exclusive offers and favourable terms.

Customised Solutions

Whether you’re a freelancer, contractor, or business owner, we craft solutions that align with your goals, income structure, and financial aspirations.

Streamlined Process

We handle the complexities of the mortgage application process, saving you time and effort while ensuring a smooth path to approval.

Ready to Start Your Journey?

Barrett Mortgages is your trusted partner in navigating the mortgage market. Whether you’re a first-time buyer, looking to remortgage, or investing in property, we are here to help you achieve your dreams.

📞 Call us: 01202 733809
📧 Email: enquiries@barrettmortgages.com
🌐 Visit us online to explore tailored mortgage solutions.

Take the first step with Barrett Mortgages and unlock the possibilities of homeownership or property investment as a self-employed individual. Let’s make your goals a reality!

Our Commitment to Understanding Your Unique Needs

At Barrett Mortgages, we specialise in providing tailored solutions for self-employed individuals seeking mortgages. We understand that your financial situation is unique, and traditional lending criteria may not accommodate the complexities of your income. That's why we go above and beyond to deliver customised mortgage options designed to meet your specific needs.

What Sets Us Apart as Self-Employed Mortgage Advisors?

1. Thorough Assessment

We begin with a detailed review of your financial situation, including tax returns, business accounts, and other essential documentation. Our expertise ensures your financial profile is presented to lenders in the best possible light.

2. Expert Guidance

Navigating the mortgage market can be challenging, especially for the self-employed. Our experienced advisors guide you through every step of the process, simplifying complexities and providing clarity.

3. Tailored Solutions

Recognising that no two clients are alike, we offer bespoke solutions. With access to specialist lenders who understand self-employment, we find mortgage products that cater to your unique financial circumstances.

4. Proactive Advocacy

We act as your advocates, negotiating competitive interest rates and favourable terms on your behalf. Our established relationships with lenders maximise your chances of securing a mortgage approval.

5. Ongoing Support

Our relationship doesn’t end once your mortgage is secured. Whether you need advice on refinancing, renewals, or changes to your circumstances, we are here to provide ongoing support.

How Barrett Mortgages Helps Self-Employed Individuals

Specialised Expertise

Our advisors have deep knowledge of self-employment structures, including sole proprietorships, partnerships, and limited companies. We account for income variability, multiple revenue streams, and business expenses to present your case effectively.

Access to Specialist Lenders

With a robust network of specialist lenders, we connect you with providers who understand the nuances of self-employment. This increases the likelihood of securing a mortgage tailored to your needs.

Efficient Application Process

We handle all the paperwork, ensuring a seamless and efficient process. From income documentation to liaising with lenders, we simplify the experience for you.

Why Barrett Mortgages is the Right Choice

Extensive Lender Network

Our relationships with diverse lenders enable us to match you with the right mortgage solutions, including exclusive offers and favourable terms.

Customised Solutions

Whether you’re a freelancer, contractor, or business owner, we craft solutions that align with your goals, income structure, and financial aspirations.

Streamlined Process

We handle the complexities of the mortgage application process, saving you time and effort while ensuring a smooth path to approval.

Ready to Start Your Journey?

Barrett Mortgages is your trusted partner in navigating the mortgage market. Whether you’re a first-time buyer, looking to remortgage, or investing in property, we are here to help you achieve your dreams.

📞 Call us: 01202 733809
📧 Email: enquiries@barrettmortgages.com
🌐 Visit us online to explore tailored mortgage solutions.

Take the first step with Barrett Mortgages and unlock the possibilities of homeownership or property investment as a self-employed individual. Let’s make your goals a reality!

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

Click. Chat. Complete.

Click now to connect with our team. After discussing your circumstances, we’ll recommend the best path to completion.

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).

© 2024 Barrett Mortgages. All rights reserved.

*Fees Free Remortgage” refers to the lender paying for the valuation fee and basic legal fees other cost & fees may apply.

**£50 cash referral fee payments are Subject to discretion and can be withdrawn at any time**

***Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA

****For commercial lending, bridging finance, and second charge loans, we refer clients to trusted third-party specialists.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There will be a fee for this advice. The exact amount will depend upon your circumstances but we estimate it will be £295 and will only be payable on completion of the loan.

Barrett Mortgages is a trading style of Barrett Mortgages LTD who is an Appointed Representative of Mortgage Next Network ltd which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: Towngate House, 2-8 Parkstone Road, Poole, BH15 2PW Registered in England & Wales under number 10985778.

Copyright 2024 Barrett Mortgages | All Rights Reserved.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm).