Many people aren’t aware of the range of options available to protect themselves and their loved ones financially. With the right protection, you can ensure peace of mind and security for the future. Let our expert advisors guide you through the process, helping you find the ideal life insurance, critical illness cover, or income protection policy to suit your needs, all while giving you the confidence that you’re fully covered
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YOU SHOULD CONSIDER LIFE INSURANCE IF:
You have a family, mortgage, or financial commitments. Life insurance ensures your loved ones are supported, debts are covered, and they won’t face financial strain if the unexpected happens
YOU SHOULD CONSIDER INCOME PROTECTION IF
You rely on your income for living costs, a mortgage, or supporting your family. Income protection provides a safety net, covering a portion of your earnings if illness or injury prevents you from working.
YOU SHOULD CONSIDER CRITICAL ILLNESS IF:
Protect your finances with critical illness cover. If diagnosed with a serious condition, you’ll receive a lump sum payout to help cover medical costs, mortgage payments, or daily expenses, ensuring peace of mind during recovery
There are many types of protection products available, and we’ve outlined some key options below. However, everyone’s needs are unique, so get in touch today to find the best solution tailored to you.
EXPLORE YOUR OPTIONS
RELEVANT LIFE INSURANCE
A tax-efficient life cover policy for employees or directors, paid by their employer. It provides a lump sum to their family if the insured passes away during their employment
DECREASING TERM ASSURANCE
A policy where the payout decreases over time, often matching a repayment mortgage. It ensures outstanding debts are covered, providing affordable protection for financial commitments that reduce over time.
LEVEL TERM LIFE ASSURANCE
A policy that provides a fixed lump sum payout if the policyholder passes away during the term. The payout amount remains the same throughout, offering consistent financial protection.
SELF-EMPLOYED PROTECTION POLICIES
Designed for self-employed individuals, these policies provide financial security by covering lost income due to illness or injury. Options include income protection, critical illness cover, and life insurance.
LIFE INSURANCE FOR SMOKERS
Life insurance for smokers typically comes with higher premiums due to increased health risks. However, tailored policies ensure financial protection for your loved ones despite these higher costs.
J Burke - London
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